f9yx0du 发表于 2024-6-25 21:22:29

癌病能击垮一个百万家庭吗?——看癌一般得花多少钱?

<span style="color: black;">查出难治的癌病,面对未知的复发<span style="color: black;">危害</span>,<span style="color: black;">倘若</span>你手头有50万存款该<span style="color: black;">怎样</span>分配?</span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——你更倾向于把钱用在去大城市大医院找专家面诊、名医开刀呢?还是<span style="color: black;">选取</span>在当地医院用略微好<span style="color: black;">有些</span>的进口药?还是用来改善自己的<span style="color: black;">平常</span>生活,<span style="color: black;">弥补</span>营养或是留给子女?又或是,<span style="color: black;">没</span>论<span style="color: black;">怎样</span>都要剩下一部分用以应对<span style="color: black;">将来</span>可能存在的<span style="color: black;">危害</span>?</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">看好癌病,是个很难光靠钱<span style="color: black;">处理</span>的事情,但<span style="color: black;">无</span>钱<span style="color: black;">亦</span>是万万不行的。</span></strong><span style="color: black;"><span style="color: black;">尤其</span>是<span style="color: black;">针对</span><span style="color: black;">咱们</span>普通人看病,<span style="color: black;">仅有</span><span style="color: black;">晓得</span><span style="color: black;">此刻</span>要花多少,<span style="color: black;">将来</span>还要花多少,最好和最坏的<span style="color: black;">状况</span>是什么,做到心里有数才有<span style="color: black;">选取</span>治疗的底气。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">上<span style="color: black;">1星期</span>,良医汇与<strong style="color: blue;">45位肺癌、肝癌、胃癌以及淋巴瘤</strong><strong style="color: blue;"><span style="color: black;">病人</span>相邀</strong>,做了一期关于</span><strong style="color: blue;"><span style="color: black;">“</span><span style="color: black;"><span style="color: black;">怎样</span>花钱,花多少钱</span></strong><strong style="color: blue;"><span style="color: black;">”</span></strong><span style="color: black;">的访谈与问卷调查。<span style="color: black;">亦</span>想将这次调查的结果与<span style="color: black;">大众</span>分享。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">&nbsp;猜猜看癌症<span style="color: black;">通常</span><span style="color: black;">必须</span>花多少钱?</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">咱们</span>问了<span style="color: black;">非常多</span>位病友“<span style="color: black;">在患病之前,觉得</span><span style="color: black;">治疗癌症要花多少钱?</span>”这一问题。大部分人给出的都是很模糊的范围。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——“总得要个几十万吧?”&nbsp;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——“可能<span style="color: black;">最少</span>得20、30万吧?”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">是<span style="color: black;">咱们</span>听到最多的答案。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但<span style="color: black;">实质</span>问下来,45位采访者中:</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">仅有</span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">3</span></strong></span><span style="color: black;">位是真的花到</span><strong style="color: blue;"><span style="color: black;">50万以上</span></strong><span style="color: black;">的;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">21</strong><span style="color: black;">位是花在了</span><span style="color: black;"><strong style="color: blue;">20-50W</strong></span><span style="color: black;">这个区间;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">17</strong><span style="color: black;">位是花在</span><span style="color: black;"><strong style="color: blue;">10-20W</strong></span><span style="color: black;">这个区间;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3</strong><span style="color: black;">位是花在</span><span style="color: black;"><strong style="color: blue;">3-10W</strong></span><span style="color: black;">这个区间;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">还有</span><strong style="color: blue;"><span style="color: black;">1</span></strong><span style="color: black;">位上海的肺癌<span style="color: black;">病人</span><span style="color: black;">由于</span><span style="color: black;">发掘</span>得早<span style="color: black;">能够</span>手术根治,总花费还不到</span><strong style="color: blue;"><span style="color: black;">3</span></strong><strong style="color: blue;"><span style="color: black;">W</span></strong><span style="color: black;">。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_png/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMTHM2RBGricc5AKqu8j2UtIXZ1AyW9c3QDItd1pHu0zaN9mVHZt7BuCQ/640?wx_fmt=png&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这部分的消费既<span style="color: black;">包括</span>了门诊<span style="color: black;">花费</span>,<span style="color: black;">亦</span><span style="color: black;">包括</span>了<span style="color: black;">有些</span><span style="color: black;">由于</span>癌病带来的额外<span style="color: black;">花费</span>,比方说异地<span style="color: black;">看病</span>的车马住宿费,住院请护工、<span style="color: black;">平常</span><span style="color: black;">弥补</span>营养、吃中药<span style="color: black;">护理</span>等等。<span style="color: black;">因为</span>部分人<span style="color: black;">由于</span>商保的报销还没走完<span style="color: black;">因此</span>,预计<span style="color: black;">花费</span>比调查的结果还要再低<span style="color: black;">有些</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">大部分病友都<span style="color: black;">无</span>比预想中花<span style="color: black;">更加多</span>的钱,<span style="color: black;">因此</span>总体都比较<span style="color: black;">阳光</span>,<span style="color: black;">心理</span><span style="color: black;">亦</span>没像刚确诊时那般崩溃。而几乎</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">95%</span></strong></span><strong style="color: blue;"><span style="color: black;">的被调查者都认为,药费是花销中的大头。</span></strong><span style="color: black;">——至于其余的<span style="color: black;">花费</span>,穷有穷的用法,富有富的用法,是<span style="color: black;">不消</span>犯愁的。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMtKPIdLZguick3uscDoGeVO1Fvx1eZAsSZLYySDc0ibtBvEkltzNb7XLA/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">除此之外,<span style="color: black;">咱们</span><span style="color: black;">亦</span><span style="color: black;">发掘</span>癌种不同,所用的治疗方式不同<span style="color: black;">亦</span>让花费有了<span style="color: black;">很强</span>的差异:</span></p><span style="color: black;"><span style="color: black;">咱们</span>采访的7位胃癌病友,平均花费在</span><strong style="color: blue;"><span style="color: black;">14.5</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;"><span style="color: black;">上下</span>,报销后在</span><span style="color: black;"><strong style="color: blue;">6.6</strong></span><strong style="color: blue;"><span style="color: black;">万</span></strong><span style="color: black;">元<span style="color: black;">上下</span>。</span><span style="color: black;">采访的34位肺癌病友,平均花费在</span><strong style="color: blue;"><span style="color: black;">25</span></strong><strong style="color: blue;"><span style="color: black;">万</span></strong><span style="color: black;"><span style="color: black;">上下</span>,报销后在</span><span style="color: black;"><strong style="color: blue;">13.8</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;">元<span style="color: black;">上下</span>,但<span style="color: black;">因为</span>靶向药要<span style="color: black;">连续</span><span style="color: black;">吃下</span>,这部分的<span style="color: black;">花费</span>可能还会逐年攀高<span style="color: black;">有些</span>。</span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">同期</span><span style="color: black;">咱们</span>还<span style="color: black;">发掘</span>,<span style="color: black;">能够</span>手术的肿瘤和难以手术、复发转移的肿瘤治疗花费<span style="color: black;">亦</span>相差巨大。<span style="color: black;">倘若</span>是早期<span style="color: black;">能够</span><span style="color: black;">经过</span>手术根治的肿瘤,大部分花费在</span><strong style="color: blue;"><span style="color: black;">3-10万</span></strong><span style="color: black;"><span style="color: black;">上下</span>,<span style="color: black;">倘若</span>不算新辅助治疗,做手术即便不报销</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">3-</strong></span></span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">5</span>万</span></strong><span style="color: black;"><span style="color: black;">亦</span>足够了。病友真正害怕的是晚期肿瘤、复发与病情反复,这些都能让治疗变成"<span style="color: black;">没</span>底洞“。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">&nbsp;<span style="color: black;">各样</span>癌病,住院、门诊、平均一年的治疗花费要多少?</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2019年,北京中医药大学的<span style="color: black;">科研</span>团队对2016年北京市所有癌症类型<span style="color: black;">病人</span>(30224例住院<span style="color: black;">病人</span>和485391例门诊<span style="color: black;">病人</span>)的治疗<span style="color: black;">花费</span>进行了<span style="color: black;">科研</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">得出的结论是:</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肿瘤<span style="color: black;">病人</span>人均每次住院<span style="color: black;">花费</span>超过3.2万元,占癌症治疗<span style="color: black;">花费</span>的58.6%,而单次门诊<span style="color: black;">花费</span>约为0.14万元。</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">在男性癌症住院<span style="color: black;">病人</span>中,人均支出最高的四大癌症依次是胃癌(约</span><strong style="color: blue;"><span style="color: black;">5.5万</span></strong><span style="color: black;">元)、食管癌(约</span><span style="color: black;"><strong style="color: blue;">5.3万</strong></span><span style="color: black;">元)、结直肠癌(约</span><strong style="color: blue;"><span style="color: black;">4.9万</span></strong><span style="color: black;">元)和胆囊癌(约</span><span style="color: black;">4.7万</span><span style="color: black;">元),女性则依次为胆囊癌(约</span><span style="color: black;"><strong style="color: blue;">6.1万</strong></span><span style="color: black;">元)、胃癌(约</span><span style="color: black;"><strong style="color: blue;">5.8</strong></span><span style="color: black;">万元)、胰腺癌(约</span><span style="color: black;"><strong style="color: blue;">4.6万</strong></span><span style="color: black;">元)、结直肠癌(约</span><strong style="color: blue;"><span style="color: black;">4.5</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;">元)。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHM8BZOIAmP0IDJBjV64OAOKIrpRzQxIe4mjaVP168RzLBCRxHlP9RMCQ/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">综合看来:睾丸癌的人均住院<span style="color: black;">花费</span>最低约为</span><span style="color: black;"><strong style="color: blue;">1.1</strong></span><strong style="color: blue;"><span style="color: black;">万元</span></strong><span style="color: black;">,胃癌的人均住院<span style="color: black;">花费</span>最高,约为</span><strong style="color: blue;"><span style="color: black;">5.6</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万元</span></strong></span><span style="color: black;">,除此之外的消化系统肿瘤食管、结直肠、胰腺、胆囊等人均住院支出<span style="color: black;">亦</span><span style="color: black;">显著</span>偏高。这可能与消化道肿瘤的手术频率更高、住院时间更长<span style="color: black;">相关</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">至于门诊<span style="color: black;">花费</span><span style="color: black;">各样</span>癌症<span style="color: black;">病人</span>平均<span style="color: black;">花费</span>约为1400元。单次花费最少的是白血病<span style="color: black;">病人</span>,约560元RMB,最多的是前列腺癌,约1944元RMB。</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这是北京<span style="color: black;">看病</span>的花销,那<span style="color: black;">针对</span><span style="color: black;">有些</span>小<span style="color: black;">地区</span>治疗癌病的花销又<span style="color: black;">怎样</span>呢?</span><span style="color: black;"><span style="color: black;">咱们</span>又找到了同年江苏省某非省会城市的卫生计生委统计数据,从中<span style="color: black;">选择</span>2518名新农合参合病人的住院<span style="color: black;">花费</span>信息。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_png/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMrnk9uV7D3f59pUmib1OQk5UQoNjE0SqY4C6jCOPytthO7Uv1Xk5oolw/640?wx_fmt=png&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">从这张表上所<span style="color: black;">陈列</span>的数据,<span style="color: black;">咱们</span><span style="color: black;">能够</span>看出住院总<span style="color: black;">花费</span>大约=西药费+中药费+<span style="color: black;">检测</span>费+治疗费。住院治疗白血病大概<span style="color: black;">必须</span></span><strong style="color: blue;"><span style="color: black;">8.9万元</span></strong><span style="color: black;">,直肠癌<span style="color: black;">必须</span></span><span style="color: black;"><strong style="color: blue;">8.7万元</strong></span><span style="color: black;"><span style="color: black;">上下</span>;结肠癌<span style="color: black;">必须</span></span><span style="color: black;"><strong style="color: blue;">6.6万元</strong></span><span style="color: black;"><span style="color: black;">上下</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">这些小镇居民,面临的治疗成本<span style="color: black;">亦</span>可能比调查中更高。</strong>毕竟在调查中<span style="color: black;">亦</span>强调,当地的肿瘤<span style="color: black;">病人</span>大多采取手术治疗<span style="color: black;">办法</span>,但<span style="color: black;">因为</span>当地医疗<span style="color: black;">前提</span>限制,许多病人还是<span style="color: black;">选取</span>外转去省会医院。除此之外,<span style="color: black;">亦</span>有部分家庭,在经济上确实有困难,<span style="color: black;">无</span><span style="color: black;">保持</span>治疗。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMzAE9nPPV9pLlbSIBRp4SF0zfVasadeJcfGYPkGmcxxB8AssK7geWicg/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">为何</span>小<span style="color: black;">地区</span>看病,比大城市可能更贵?</span></strong></span><span style="color: black;"><span style="color: black;">咱们</span>采访了<span style="color: black;">有些</span>病友,<span style="color: black;">她们</span>说了些自己的切身经历和感想:</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一是城镇居民和农村居民<span style="color: black;">医疗保险</span>报销的比例不同,能报销的项目<span style="color: black;">亦</span>不同。<span style="color: black;">尤其</span>是小城市<span style="color: black;">非常多</span><span style="color: black;">病人</span>都是周边的农民,<span style="color: black;">她们</span>其中<span style="color: black;">非常多</span>人<span style="color: black;">乃至</span>“几乎<span style="color: black;">不可</span>报销”。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">二是小镇居民看病没大城市方便,<span style="color: black;">亦</span>更<span style="color: black;">无</span>肿瘤早筛的观念。<span style="color: black;">非常多</span>小镇居民都是明<span style="color: black;">晓得</span>有问题还能拖就拖,<span style="color: black;">引起</span>癌病发展到了晚期才入院治疗。这<span style="color: black;">亦</span><span style="color: black;">引起</span>治疗<span style="color: black;">花费</span>和难度骤升(<span style="color: black;"><span style="color: black;">咱们</span>在调查时,<span style="color: black;">亦</span><span style="color: black;">发掘</span>北上广这些大城市的<span style="color: black;">病人</span>,<span style="color: black;">发掘</span><span style="color: black;">初期</span>肿瘤的概率更高</span>)。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">三是医疗资源问题,有些<span style="color: black;">地区</span>确实<span style="color: black;">无</span>足够<span style="color: black;">优秀</span>的医疗资源去服务疑难重病。一个病小<span style="color: black;">地区</span>兜兜转转看<span style="color: black;">欠好</span>,依旧要外转去大医院<span style="color: black;">亦</span>给<span style="color: black;">病人</span><span style="color: black;">没</span>形中<span style="color: black;">增多</span>了看病的成本。</span></p><span style="color: black;"><strong style="color: blue;">&nbsp;肿瘤<span style="color: black;">病人</span>的钱都花在哪里了?<span style="color: black;">是不是</span>有超预算?</strong></span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">针对这个问题<span style="color: black;">咱们</span><span style="color: black;">亦</span>采访了<span style="color: black;">非常多</span>病友,<span style="color: black;">亦</span>记录了<span style="color: black;">她们</span>的感想:</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">胃癌<span style="color: black;">病人</span>C女士 </span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">抗病4年 </span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">总花费约40余万,自费比例约50%</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">36岁来自湖南的C女士,有着两个儿子。为了<span style="color: black;">挣钱</span>和外出务工的老公聚少离多。从2018年确诊中晚期胃癌后,累计花费约40万元.</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按她的说法是,“<span style="color: black;">得知生这个病的时候<span style="color: black;">尤其</span>愧疚。</span>”给自己看病的预算是“十万块”。——<span style="color: black;">由于</span>C女士刚掏空家底还借钱才买了新房,手头的八九万<span style="color: black;">亦</span>是想好了要用来装修的。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但肿瘤太大,长的位置<span style="color: black;">亦</span>危险。<span style="color: black;">为了争取手术的机会</span>她先后跑了南京、北京、上海,光做手术前的新辅助治疗就花掉了近十万。面对手术后的复发与耐药,所用的治疗<span style="color: black;">亦</span>越来越多、越来越杂。家里只能卖掉了准备装修的新房。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">谈到感想,她说:“<strong style="color: blue;">之前虽然舍不得花钱但总觉得只要去了好医院,用了好药<span style="color: black;">便是</span>能好治的。后来复发了才<span style="color: black;">晓得</span>,现实中癌症并<span style="color: black;">无</span>这么理想的续命药。<span style="color: black;">错失</span>了时间,再贵的药<span style="color: black;">亦</span>买不了疗效。</strong>”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肺癌<span style="color: black;">病人</span>A先生</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">抗病9年</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">总花费80余万,自费约20万</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">50岁,<span style="color: black;">此刻</span>依旧在上市<span style="color: black;">机构</span>上班的A先生,对自己看病的预算是“<span style="color: black;">无</span>预算”——从2013年确诊中晚期肺癌后,他累计花费了超过80万元,但好在国家<span style="color: black;">医疗保险</span>和上市<span style="color: black;">机构</span>自费超过4000以上的大病救助福利项目<span style="color: black;">帮忙</span>他承担了其中60余万元。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">在访谈时,A先生的口头禅是“</span><strong style="color: blue;"><span style="color: black;">能治好就不错了</span></strong><span style="color: black;">”——<span style="color: black;">因为</span>初始肿瘤的位置并<span style="color: black;">欠好</span>,他去了北京的大医院<span style="color: black;">一样</span>不<span style="color: black;">意见</span>手术。后来A先生用遍了化疗、放疗、手术、靶向以及中药<span style="color: black;">护理</span>,几乎是用尽浑身解数才与肿瘤打成平手,实现<span style="color: black;">长时间</span>带瘤<span style="color: black;">存活</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">关于花费,他<span style="color: black;">说到</span><span style="color: black;">非常多</span>项目,比方说放化疗,听着不贵但次数一上去价格就惊人了。</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——比方说刚确诊时的化疗用了进口药,几千一次听着仿佛<span style="color: black;">亦</span>能承受。但A先生<span style="color: black;">亦</span>没想到会要连着做17次,花上十余万。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——再比方说放疗一个点位收160元,听着不贵,但A先生身上有7个点位,一次<span style="color: black;">亦</span>要一千多,连着做了29次,<span style="color: black;">亦</span>要四五万。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">问及看病的预算,他能想到的是“走一步看一步”“都听<span style="color: black;">大夫</span>的”,面对<span style="color: black;">各样</span>问题反正是“兵来将挡水来土掩”。反正<span style="color: black;">全部</span>治疗过程中,在“命”面前,A先生几乎很少<span style="color: black;">思虑</span>钱的问题。但好在有国家兜底,单位兜底,事情总算<span style="color: black;">无</span>太坏。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">A先生还特意和我说:“</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">将来</span>看病肯定会越来越便宜。我<span style="color: black;">晓得</span><span style="color: black;">非常多</span>靶向药、免疫药都进<span style="color: black;">医疗保险</span>了。就比方说我<span style="color: black;">此刻</span>还在<span style="color: black;">吃下</span>的靶向药吉非替尼。2014年<span style="color: black;">大夫</span><span style="color: black;">举荐</span>我吃的时候要25000元<span style="color: black;">一月</span>,我没舍得,觉得家庭压力太大了。等到2016年这个药<span style="color: black;">医疗保险</span>后算下来我只要7800元<span style="color: black;">一月</span>了,于是我就<span style="color: black;">起始</span>吃。虽然这还是笔大开销,但好在当时还有赠药政策,在各项政策扶持下<span style="color: black;">迄今</span>我统共<span style="color: black;">亦</span>就为它花了10万块。这总比我预想的要便宜<span style="color: black;">有些</span>,心里<span style="color: black;">亦</span>没什么压力了。<span style="color: black;">此刻</span><span style="color: black;">非常多</span>药听着是大几万,但<span style="color: black;">各样</span>政策福利下来仿佛<span style="color: black;">亦</span><span style="color: black;">能够</span>接受。</span></strong><span style="color: black;">”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肺癌<span style="color: black;">病人</span>B</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">抗病1年有余</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">总花费约10万多,自费约8万</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">一样</span>50岁,来自农村的W先生,在确诊肺癌时觉得非常难过。毕竟在他的认知里,觉得治一个癌症总得花掉几十万的。想到自己还有个儿子准备读高中,<span style="color: black;">做为</span>家中顶梁柱的他对自己的预期是“<span style="color: black;">尽可能</span><span style="color: black;">掌控</span>在50万,<span style="color: black;">或</span>再往上一点”。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">刚<span style="color: black;">起始</span>时,肺癌确实<span style="color: black;">亦</span>给了他一个“下马威”,光前期基因检测、PET-CT等兜兜转转的<span style="color: black;">检测</span>加起来就有七八万,<span style="color: black;">况且</span><span style="color: black;">医疗保险</span>只给他报了两万多——“像PET-CT这种项目是完全<span style="color: black;">不可</span>报的”他特意强调。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但事情<span style="color: black;">亦</span>并<span style="color: black;">无</span>如他预期的<span style="color: black;">同样</span>“花掉大几十万”。等<span style="color: black;">仔细</span>的<span style="color: black;">检测</span>出来后,<span style="color: black;">大夫</span><span style="color: black;">思虑</span>到他的家庭<span style="color: black;">状况</span>,只给他开了一种国产靶向药,新农合报销完60%后,<span style="color: black;">一月</span>大概是170多块。到<span style="color: black;">此刻</span>他<span style="color: black;">已然</span>吃了快一年了。报销后看病总花费大概还<span style="color: black;">掌控</span>在8万块<span style="color: black;">上下</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按他的话说:“</span><strong style="color: blue;"><span style="color: black;">没想到看这病,<span style="color: black;">检测</span>比药费还贵!</span></strong><span style="color: black;">”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">tel</span>访谈时,他中气十足,<span style="color: black;">始终</span>忙碌着家里的事情,感觉依旧是家里的那个顶梁柱,和健康人没什么区别。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"> 肿瘤<span style="color: black;">病人</span>的钱该怎么花才<span style="color: black;">恰当</span>?</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">关于该<span style="color: black;">怎样</span>安排花钱,采访的每位病友都给出了自己的看法。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——有人说是别迷信<span style="color: black;">哪些</span>北上广的综合医院,去一趟挂号是不贵,但人生地不熟,车马住宿兜兜转转总要花掉几千,<span style="color: black;">倘若</span>当地的专科医院能看就优先<span style="color: black;">思虑</span>专科医院,毕竟术业有专攻,<span style="color: black;">亦</span>未必见得会差。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——有人说,<span style="color: black;">检测</span>的钱别心疼,<span style="color: black;">倘若</span>检测没做好,后面用药不对都是白治疗。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——<span style="color: black;">亦</span>有人说,手头的钱<span style="color: black;">最少</span>要留一半,任何肿瘤都有复发的<span style="color: black;">危害</span>,<span style="color: black;">不可</span>一次都花完了。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——<span style="color: black;">亦</span>有人说,自己借钱<span style="color: black;">亦</span>给家人买了几千块的百万医疗险,<span style="color: black;">仅有</span>患病了才<span style="color: black;">晓得</span>保险的好。</span></p>
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