癌症治疗花费可二次报销,教你省下一大笔钱!
<img src="https://mmbiz.qpic.cn/mmbiz_png/Sr5iaibDlNgUb5jAULc6ecw5VR3Il9AsXTnrEmvmVC2sibq1hicKCcCBH5hc1HfGxEicAdlLcEAQCqRjic3fsNu8LRFA/640?wx_fmt=other&wxfrom=5&wx_lazy=1&wx_co=1&tp=webp" style="width: 50%; margin-bottom: 20px;"><span style="color: black;">“一人得癌症、<span style="color: black;">整家</span>陷困境”,当家庭遭遇癌症袭击时,数目巨大的医疗<span style="color: black;">花费</span>支出<span style="color: black;">常常</span>会给家庭带来<span style="color: black;">劫难</span>性的重压。虽然基本医疗保险虽然能覆盖绝大<span style="color: black;">都数</span>家庭,但<span style="color: black;">医疗保险</span>能覆盖的比例不高,大病保险是除基本<span style="color: black;">医疗保险</span>外的<span style="color: black;">要紧</span><span style="color: black;">弥补</span><span style="color: black;">办法</span>,今天<span style="color: black;">咱们</span>聊一聊与癌症<span style="color: black;">病人</span>息息<span style="color: black;">关联</span>的大病保险!</span><strong style="color: blue;"><p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">一</p>
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<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><strong style="color: blue;"><span style="color: black;">什么是大病保险?大病保险<span style="color: black;">为何</span>是“二次报销”</span></strong></strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;"></span></span></strong></span><span style="color: black;"><strong style="color: blue;"><strong style="color: blue;"><span style="color: black;">?</span></strong></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">“大病保险”报销<strong style="color: blue;">不是对某个病种的报销,是对符合政策范围内的<span style="color: black;">巨额</span>医疗<span style="color: black;">花费</span>进行“二次报销”</strong>。简单<span style="color: black;">来讲</span>,大病保险制度是国家在基本医疗保险制度的<span style="color: black;">基本</span>上,对参保人<span style="color: black;">出现</span>的<span style="color: black;">巨额</span>医疗<span style="color: black;">花费</span>给予进一步<span style="color: black;">保证</span>,防止因病致贫、因病返贫的一项制度安排。</span></p><span style="color: black;">参保人员(城乡居民),享受基本医疗保险<span style="color: black;">薪水</span>后,基本<span style="color: black;">医疗保险</span>政策范围内的个人自付医疗<span style="color: black;">花费</span>,超过起付线(不含)的部分,纳入大病保险报销范围。</span><strong style="color: blue;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">二</p>
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<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><strong style="color: blue;"><span style="color: black;">大病保险<span style="color: black;">怎么样</span>报销</span></strong></strong></span><strong style="color: blue;"><span style="color: black;"><span style="color: black;"></span></span></strong><span style="color: black;"><strong style="color: blue;"><strong style="color: blue;"><span style="color: black;">?</span></strong></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">想要<span style="color: black;">晓得</span>大病保险<span style="color: black;">怎样</span>报销,下面的4个要素要弄明白:</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">▍</span></strong></span></strong></span></strong><strong style="color: blue;"><span style="color: black;">是不是</span><span style="color: black;">必须</span>个人申请:</strong>城乡居民大病保险</span><span style="color: black;">不<span style="color: black;">必须</span>个人申请, </span><span style="color: black;">只要是本市城乡居民基本医疗保险的参保人员,且上一年度<span style="color: black;">医疗保险</span>政策范围内的自付医疗<span style="color: black;">花费</span>达到了城乡居民大病保险的起付线,便可享受城乡居民大病保险<span style="color: black;">薪水</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">▍</span></strong></span></strong></span></strong><strong style="color: blue;"><span style="color: black;">是不是</span><span style="color: black;">必须</span>单独缴费:</strong></span><span style="color: black;"><span style="color: black;">没</span>需额外单独缴费参保。</span><span style="color: black;">参保缴纳的城乡居民基本医疗保险<span style="color: black;">花费</span>,已<span style="color: black;">包括</span>大病保险<span style="color: black;">花费</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">▍</span></strong></span></strong></span></strong><strong style="color: blue;">报销的起付线和报销比例:</strong>大病保险和基本医疗保险<span style="color: black;">同样</span>,都有起付标准,不超过起付线的医疗<span style="color: black;">花费</span>不给予报销,起付线之上的部分<span style="color: black;">根据</span>规定的比例报销。<span style="color: black;"><span style="color: black;">然则</span></span><span style="color: black;"><span style="color: black;">详细</span>的起付线金额与报销比例,由各<span style="color: black;">统一</span>地区<span style="color: black;">自动</span>规定,各地会有差异。</span></span></p><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/Sr5iaibDlNgUbP242M8bBUGbv8ows1nJBnTzrzUiaJFvn1IuMo15DIiasUonDen1X5icTtKTsfOLrXeicctV93icE5fvA/640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&wx_co=1&tp=webp" style="width: 50%; margin-bottom: 20px;"><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/Sr5iaibDlNgUbP242M8bBUGbv8ows1nJBnUENRfuy7Gg5syCrdLU0T2a5a6drIemkPVc4jo67tpNfHTGgUH2dMOw/640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&wx_co=1&tp=webp" style="width: 50%; margin-bottom: 20px;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">医脉通</span></strong><strong style="color: blue;"><span style="color: black;">癌友指南读者俱乐部成立啦</span></strong></span></p>
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