医疗保险卡里的钱能给爸妈买药吗？
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">今天有个热搜</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">是广<span style="color: black;">体积</span>伙伴们很关注的问题！</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">相信这个问题</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">亦</span>是<span style="color: black;">非常多</span>宝子们的困惑啦！</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">针对<span style="color: black;">关联</span>疑问</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">博主</span>为<span style="color: black;">大众</span>整理了<span style="color: black;">关联</span>的解答哦！</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">一块</span>来<span style="color: black;">认识</span>吧</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">↓↓↓</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">0</strong><strong style="color: blue;">1</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">我<span style="color: black;">医疗保险</span>卡里的钱<span style="color: black;">能够</span>给家人用吗？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">在深圳缴纳一档<span style="color: black;">医疗保险</span>是有个人账户余额的哦，<span style="color: black;">每一个</span>月缴纳的<span style="color: black;">花费</span>都会有一部分划入个人账户内。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">倘若</span>您说的职工<span style="color: black;">医疗保险</span>卡里的钱<span style="color: black;">指的是</span><span style="color: black;">医疗保险</span>个人账户余额的话，这是<span style="color: black;">能够</span>的。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">参加了职工<span style="color: black;">医疗保险</span>后，<span style="color: black;">经过</span>办理职工<span style="color: black;">医疗保险</span>个人账户“家庭共济”，个人账户是<span style="color: black;">能够</span>授权给已参保的父母、配偶和子女<span style="color: black;">运用</span>的，<span style="color: black;">例如</span>用于支付合规医药<span style="color: black;">花费</span>中的个人自付部分等。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">举个例子：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">李明的儿子李小明<span style="color: black;">患病</span>了，李小明<span style="color: black;">看病</span>购药<span style="color: black;">必须</span>个人<span style="color: black;">包袱</span>100元。李明职工<span style="color: black;">医疗保险</span>个人账户里还有余额，办理家庭共济后，李小明就<span style="color: black;">能够</span><span style="color: black;">运用</span>李明职工<span style="color: black;">医疗保险</span>个人账户里的钱支付这100元，这<span style="color: black;">便是</span>家庭共济。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q7.itc.cn/q_70/images03/20240520/ec1180d8c0c74f07ade9182aaf0393eb.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">0</strong><strong style="color: blue;">2</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">怎样</span>办理“家庭共济”？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">能够</span>在【深圳<span style="color: black;">医疗保险</span>】公众号，获取<span style="color: black;">关联</span>入口进行绑定；<span style="color: black;">亦</span><span style="color: black;">能够</span>扫描下方二维码，<span style="color: black;">转</span><strong style="color: blue;"><span style="color: black;">【深圳本地宝】</span></strong>公众号，回复<strong style="color: blue;"><span style="color: black;">【<span style="color: black;">医疗保险</span>】</span></strong><span style="color: black;">重要</span>词，</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">就可</span>获取<span style="color: black;">关联</span>绑定入口</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">第1</span>步：</span></strong><span style="color: black;">获取<span style="color: black;">关联</span>入口后，点击此处登录，<span style="color: black;">运用</span>人脸识别</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q1.itc.cn/q_70/images03/20240520/64a40c3acc994b35840b4ce51b0c2acb.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">第二步：</span></strong><span style="color: black;">下滑页面，<span style="color: black;">查找</span><span style="color: black;">关联</span>办事入口</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q7.itc.cn/q_70/images03/20240520/cb62df543a474b848412f72207fa96e2.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">第三步：</span></strong><span style="color: black;">找到家庭共济绑定入口，<span style="color: black;">能够</span>新增及修改对应的家庭成员</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q2.itc.cn/q_70/images03/20240520/bb8f572677064482bd5c2410885dbe62.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q8.itc.cn/q_70/images03/20240520/4a4f876d04c2470c99db3c69bcd611e8.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">03</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">只要是家庭成员就<span style="color: black;">能够</span><span style="color: black;">运用</span>“家庭共济”吗？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">不是。<span style="color: black;">仅有</span>办理了职工<span style="color: black;">医疗保险</span>个人账户家庭共济的家庭成员<span style="color: black;">才可</span>享受个人账户家庭共济政策。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">例如</span>，李明的妈妈、儿子和岳父都参加了职工<span style="color: black;">医疗保险</span>，<span style="color: black;">况且</span>个人账户都有余额。其中<span style="color: black;">仅有</span>他的儿子跟李明办理了家庭共济，李明只能用儿子个人账户的余额进行<span style="color: black;">花费</span>的支付。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">妈妈的账户<span style="color: black;">由于</span><span style="color: black;">无</span>办理职工<span style="color: black;">医疗保险</span>个人账户家庭共济<span style="color: black;">不可</span>用于共济支付。岳父不属于家庭共济成员的范畴，<span style="color: black;">不可</span>办理家庭共济。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">职工<span style="color: black;">医疗保险</span>参保人<span style="color: black;">医疗保险</span>卡里的个人账户基金是<span style="color: black;">能够</span>给父母、配偶、子女<span style="color: black;">运用</span>的，但<span style="color: black;">必要</span>符合两个前提：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一是您的父母、配偶、子女<span style="color: black;">亦</span>参加了基本<span style="color: black;">医疗保险</span>（<span style="color: black;">包含</span>职工<span style="color: black;">医疗保险</span>和居民<span style="color: black;">医疗保险</span>）；</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">二是您办理了职工<span style="color: black;">医疗保险</span>个人账户家庭共济。<span style="color: black;">同期</span><span style="color: black;">必须</span><span style="color: black;">重视</span>：一是家庭共济成员不<span style="color: black;">包括</span>配偶的父母；</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">三是被共济人<span style="color: black;">不可</span>享受共济人的<span style="color: black;">医疗保险</span>报销<span style="color: black;">薪水</span>，即您<span style="color: black;">能够</span>把个人账户里的钱给您的父母<span style="color: black;">运用</span>，<span style="color: black;">然则</span>父母看病能报多少还是要依据<span style="color: black;">她们</span>所参加的<span style="color: black;">医疗保险</span>制度来，参加职工<span style="color: black;">医疗保险</span>的，享受职工<span style="color: black;">医疗保险</span>的相应<span style="color: black;">薪水</span>；参加居民<span style="color: black;">医疗保险</span>的，享受居民<span style="color: black;">医疗保险</span>的相应<span style="color: black;">薪水</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q4.itc.cn/q_70/images03/20240520/dc3353dd13cd4c46a51e3e9d882880c0.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">04</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">办理“家庭共济”后，</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">看病</span>购药应该<span style="color: black;">运用</span>谁的<span style="color: black;">医疗保险</span>卡？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">没</span>论在任何<span style="color: black;">状况</span>下，<span style="color: black;">看病</span>购药都<span style="color: black;">必要</span><span style="color: black;">运用</span><span style="color: black;">病人</span><span style="color: black;">自己</span>的<span style="color: black;">医疗保险</span>卡。家庭共济政策“共济”的是职工<span style="color: black;">医疗保险</span>参保人<span style="color: black;">医疗保险</span>卡个人账户的钱，而非<span style="color: black;">医疗保险</span>卡本身。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">医疗保险</span>遵循的原则是“<span style="color: black;">自己</span>参保，<span style="color: black;">自己</span>享受<span style="color: black;">薪水</span>”。家庭共济后该原则不变，参保人依然用自己的<span style="color: black;">医疗保险</span>卡看病<span style="color: black;">看病</span>，按规定享受<span style="color: black;">自己</span>的<span style="color: black;">医疗保险</span><span style="color: black;">薪水</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">通俗地理解，</span><strong style="color: blue;"><span style="color: black;">钱<span style="color: black;">能够</span>共济，卡<span style="color: black;">不可</span>共用</span></strong><span style="color: black;">。<span style="color: black;">这般</span>就<span style="color: black;">能够</span>减少<span style="color: black;">非常多</span>误会。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">05</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">不<span style="color: black;">运用</span><span style="color: black;">自己</span>的<span style="color: black;">医疗保险</span>卡就诊会有什么后果？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">不<span style="color: black;">运用</span><span style="color: black;">自己</span><span style="color: black;">医疗保险</span>卡进</span><span style="color: black;">行挂号</span><span style="color: black;"><span style="color: black;">看病</span>是<strong style="color: blue;"><span style="color: black;">“冒名<span style="color: black;">看病</span>”</span></strong>，轻则暂停医疗<span style="color: black;">花费</span>联网结算，重则<span style="color: black;">形成</span>违法犯罪。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">所说</span>“冒名<span style="color: black;">看病</span>”<span style="color: black;">便是</span>以<span style="color: black;">违法</span>占有为目的冒用他人<span style="color: black;">医疗保险</span>凭证，在<span style="color: black;">选定</span>医药<span style="color: black;">公司</span>挂号<span style="color: black;">看病</span>并享受<span style="color: black;">医疗保险</span>结算<span style="color: black;">薪水</span>，以此骗取<span style="color: black;">医疗保险</span>基金的<span style="color: black;">行径</span>。<span style="color: black;">这儿</span>面的“他人”，指的是非参保人<span style="color: black;">自己</span>的其他任何人，就<span style="color: black;">包含</span>了未按<span style="color: black;">需求</span>办理“家庭共济”的家庭成员。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q6.itc.cn/q_70/images03/20240520/58de31a56ca54a53bdb0cba8d4205f54.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">05</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">家里的老人行动<span style="color: black;">不方便</span>，</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">子女<span style="color: black;">能够</span>帮<span style="color: black;">她们</span>代买药吗？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">能够</span>。《医疗<span style="color: black;">保证</span>基金<span style="color: black;">运用</span>监督管理条例》第十七条第二款<span style="color: black;">知道</span>规定：“因特殊<span style="color: black;">原由</span><span style="color: black;">必须</span><span style="color: black;">拜托</span>他人代为购药的，应当<span style="color: black;">供给</span><span style="color: black;">拜托</span>人和受托人的身份证明。”</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">因此呢</span>，在老人行动<span style="color: black;">不方便</span>等特殊<span style="color: black;">状况</span>下，子女<span style="color: black;">能够</span>代为购药。</span><strong style="color: blue;"><span style="color: black;">但在购药时<span style="color: black;">必须</span><span style="color: black;">运用</span>服药者<span style="color: black;">自己</span>的<span style="color: black;">医疗保险</span>卡，并出示<span style="color: black;">拜托</span>人和受托人的身份证明。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">为了让宝子们有更好的体验~</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">博主</span>为<span style="color: black;">大众</span>整理了实用的<strong style="color: blue;">办理/<span style="color: black;">查找</span>入口</strong>哦！</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">转</span><strong style="color: blue;">【深圳本地宝】</strong>公众号</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">ps：点击阅读原文<span style="color: black;">亦</span><span style="color: black;">能够</span>获取哟~</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">按照</span>下方指引获取啦~</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">-END-</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">右下角，您点赞+在看</strong></span></p>
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<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">博主</span>有话说</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">猜你<span style="color: black;">必须</span>：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在深圳药店买药能刷<span style="color: black;">医疗保险</span>报销吗？ </p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在深圳离职后社保怎么办？ </p>
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<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">回复【</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">医疗保险</span></span></strong><strong style="color: blue;"><span style="color: black;">】</span></strong></span><span style="color: black;"><span style="color: black;">就可</span>获取深圳<span style="color: black;">医疗保险</span>报销额度<span style="color: black;">查找</span>、报销比例及<span style="color: black;">药物</span>目录</span></p>
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<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">能够</span>在<span style="color: black;">微X</span>公众号首页下方菜单栏点击获取你想看的内容</span></strong></span></p>
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