最全的Shopify收款方式以及各有什么优劣势
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">收款是Shopify 卖家最关心的问题之一，网上关于此类问题的信息很少，<span style="color: black;">咱们</span><span style="color: black;">按照</span>客户的反馈以及<span style="color: black;">咱们</span>的经验，总结了这篇有史<span style="color: black;">败兴</span>最<span style="color: black;">仔细</span>的Shopify 收款精华，并对之前几家收款<span style="color: black;">机构</span>做了<span style="color: black;">有些</span><span style="color: black;">弥补</span>，<span style="color: black;">期盼</span>能给Shopify卖家<span style="color: black;">伴侣</span>切实的<span style="color: black;">帮忙</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">Shopify收款其实就<span style="color: black;">包含</span>两步：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1）客户把钱刷给你的Shopify店铺，即收款</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2）你把钱从收款<span style="color: black;">途径</span>里提出来，即提款</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/dfic-imagehandler/230c10d3-7e43-419f-bf94-74d7844a9a36~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1729338982&x-signature=0EtJtol2r%2BDMzPu%2BNob%2F7QDg%2B98%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">Shopify 网站支持的收款方式<span style="color: black;">包含</span>：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、Credit cards：采用第三方信用卡<span style="color: black;">机构</span>通道进行收款，如<span style="color: black;">大众</span>所知的Stripe/钱海支付等<span style="color: black;">机构</span>.</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、 PayPal</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3、Shopify Payments</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">4、Alternative payments：<span style="color: black;">供给</span>了<span style="color: black;">有些</span>第三方钱包支付<span style="color: black;">处理</span><span style="color: black;">方法</span>，如bitpay(比特币交易)，Alipay Global（支付宝国际版）等</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">5、Manual payments：支持自定义付款方式，<span style="color: black;">例如</span>cod货到付款、汇票、银行存款等</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">区别</span>的收款<span style="color: black;">途径</span>能支持<span style="color: black;">区别</span>的收款方式，以下来详解Shopify的收款<span style="color: black;">途径</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">衡量收款<span style="color: black;">途径</span>，<span style="color: black;">便是</span>比较其交易费率，单笔手续费，以及<span style="color: black;">是不是</span>有其他各类隐形<span style="color: black;">花费</span>，例如月服务费，年服务费，退款手续费，拒付处理费，<span style="color: black;">保准</span>金扣取比例，取款手续费、账单周期、支付安全性等等。</p><span style="color: black;">1、</span>Credit cards <span style="color: black;">机构</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1） Stripe</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">支持开通的国家及地区完整列表：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong SAR China, Ireland, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, United Kingdom, United States</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港交易费率：3.4% + HK$2.35</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">无安装费，无月费，无其他隐形<span style="color: black;">花费</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开通Stripe 所需资料：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>是香港<span style="color: black;">机构</span>：香港<span style="color: black;">机构</span>注册号、香港身份证、香港银行账号。身份证<span style="color: black;">能够</span>不是<span style="color: black;">机构</span>法人的。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">尤其</span>提醒：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">中国<span style="color: black;">位置</span>的Shopify卖家<span style="color: black;">亦</span><span style="color: black;">能够</span><span style="color: black;">运用</span>Stripe，只要能<span style="color: black;">供给</span>香港<span style="color: black;">机构</span><span style="color: black;">关联</span>信息<span style="color: black;">就可</span>申请。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2) 2Checkout</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">适用国家或地区：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">覆盖<span style="color: black;">全世界</span>200多个国家，基本上主流国家都支持</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">交易费率：(3.5%-6.0%)+0.35-0.6USD</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">无安装费，无月费，无其他隐形<span style="color: black;">花费</span>。普通卖家<span style="color: black;">选取</span><span style="color: black;">第1</span>种套餐<span style="color: black;">就可</span>，费率是3.5%+0.35USD。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开户周期：全程网上递交资料，要看资料完整度。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">大陆<span style="color: black;">机构</span>开通2Checkout需要的资料：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">机构</span>税号(<span style="color: black;">倘若</span>三证合一，<span style="color: black;">供给</span>统一社会信用代码)、营业执照<span style="color: black;">初始</span>日期、企业法人的身份证正反面。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">下面再介绍<span style="color: black;">有些</span><span style="color: black;">日前</span>国内的几家支付<span style="color: black;">机构</span>，国内的支付<span style="color: black;">机构</span>有本地化客户服务，有任何问题<span style="color: black;">能够</span>直接联系您的<span style="color: black;">营销</span>人员，<span style="color: black;">处理</span>效率会更高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3） 钱海支付</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">官网 </p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">钱海OceanPayment 是国内<span style="color: black;">独一</span>一家能够全面打通Shopify支付通道的跨境支付<span style="color: black;">机构</span>。 建好Shopify店铺以后，只需要3步<span style="color: black;">就可</span>打通支付，<span style="color: black;">有效</span>，低成本，不需要技术二次<span style="color: black;">研发</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了<span style="color: black;">供给</span>Visa，Mastercard，American Express 等国际信用卡的收款方式，钱海在近期<span style="color: black;">已然</span>全面打通了Shopify本地支付通道，<span style="color: black;">帮忙</span>Shopify卖家覆盖更广泛的市场。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">交易费率：(3.0% － 3.5%) + 0.3 USD</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开通账户周期：10-15天</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">账单周期：t+15 周结</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其余<span style="color: black;">花费</span>：年费5000+开户费5000（<span style="color: black;">详细</span><span style="color: black;">状况</span><span style="color: black;">能够</span>协商）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">4) Asiabill（2019年可用）</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Asiabill专业<span style="color: black;">供给</span>跨境收款<span style="color: black;">处理</span><span style="color: black;">方法</span>，<span style="color: black;">包含</span>国际信用卡收单、海外本地收款、亚马逊/eBay平台收款、资金跨境分发等。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Asiabill 支持<span style="color: black;">全世界</span>主流信用卡收付款，<span style="color: black;">包含</span>Visa, MasterCard, American Express 和 JCB。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Asiabill 信用卡收款服务，费用透明，快速接入<span style="color: black;">运用</span>，助力您的业务通达<span style="color: black;">全世界</span>，无收款之忧。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">交易费率：2.5%-3.5%</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开通账户周期：<span style="color: black;">1星期</span><span style="color: black;">上下</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">结账周期：T+15</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其余<span style="color: black;">花费</span>：开户费5000+年费5000（<span style="color: black;">详细</span><span style="color: black;">状况</span><span style="color: black;">能够</span>协商）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">尤其</span>提醒：<span style="color: black;">日前</span>Asiabill与Shopify达成合作协议，流程<span style="color: black;">已然</span>走通完成，但<span style="color: black;">详细</span>开放给中国shopify卖家<span style="color: black;">运用</span>应该是19年初。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">最后据我所知，国内支付<span style="color: black;">机构</span>中有多家<span style="color: black;">机构</span>都在积极的与Shopify接洽中，可能明后两年会有<span style="color: black;">更加多</span>的中国支付<span style="color: black;">机构</span>出<span style="color: black;">此刻</span>Shopify后台信用卡支付列表中。</p><span style="color: black;">2、</span>Paypal<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">官网：https://paypal.com</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Paypal中国卖家都很<span style="color: black;">熟练</span>，就不多介绍了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">需要强调的是，Shopify店铺只能绑定Paypal Business 帐户，个人帐户<span style="color: black;">不可</span>用。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">交易费率： 4.4% + 0.30 美元*</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">友情提醒：PayPal<span style="color: black;">倘若</span>是自己注册的话，<span style="color: black;">通常</span>出了问题只能打400客服<span style="color: black;">tel</span>寻求<span style="color: black;">处理</span>。<span style="color: black;">因此</span><span style="color: black;">意见</span><span style="color: black;">每一个</span>卖家<span style="color: black;">伴侣</span>在注册PayPal的时候，最好先找一下PayPal的客户服务人员，将开通后的账户<span style="color: black;">通知</span>服务人员，让他在<span style="color: black;">机构</span>做备注，<span style="color: black;">这般</span>你就归属这位服务人员管理了，出了问题就有人<span style="color: black;">能够</span>联系了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">另一</span>，PayPal<span style="color: black;">能够</span>进行招商引入，<span style="color: black;">倘若</span>体量还不错，走招商<span style="color: black;">途径</span>，会方便<span style="color: black;">非常多</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">至于费率，需要做到<span style="color: black;">必定</span>体量后才<span style="color: black;">能够</span>再谈。</p><span style="color: black;">3、</span>Shopify Payments<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payments 是Shopify<span style="color: black;">机构</span><span style="color: black;">研发</span>的一个收款<span style="color: black;">途径</span>，类似阿里巴巴的支付宝。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payments <span style="color: black;">是由于</span> Stripe<span style="color: black;">供给</span>技术支持。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">适用的国家：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">美国、加拿大、英国，爱尔兰，澳大利亚，新西兰、香港、日本 、新加坡 、德国、西班牙</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">支持<span style="color: black;">那些</span>网上支付方式：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">美国店铺：Visa, MasterCard, American Express, JCB, Discover, and Diners Club debit and credit cards</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">加拿大、英国，爱尔兰，澳大利亚，新西兰店铺：Shopify Payments 支持 Visa, MasterCard, and American Express debit and credit cards</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">德国的企业<span style="color: black;">能够</span>接受Visa，Mastercard，American Express借记卡和信用卡以及SOFORT。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">巨大<span style="color: black;">优良</span>：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">无交易费，无隐形<span style="color: black;">花费</span>，几乎支持所有线上支付方式。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">有了Shopify Payments，几乎不需要开通其他的支付<span style="color: black;">途径</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">尤其</span>提醒：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1）<span style="color: black;">因为</span>Shopify Payments 的巨大<span style="color: black;">优良</span>，有<span style="color: black;">有些</span>中国商家<span style="color: black;">不吝</span>用海外假<span style="color: black;">位置</span>开店。随着Shopify风控审核越加严格，这种假<span style="color: black;">位置</span>开店被封店的<span style="color: black;">危害</span>极高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2）税务问题。美国，加拿大等国家对纳税居民实行<span style="color: black;">全世界</span>征税，<span style="color: black;">倘若</span>你是一个国外纳税居民，想”<span style="color: black;">恰当</span>避税”，用Shopify Payments可能就需要<span style="color: black;">小心</span><span style="color: black;">思虑</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开通Shopify Payments 所需信息：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1）真实的<span style="color: black;">以上</span>中能<span style="color: black;">运用</span>Shopify payments的店铺<span style="color: black;">位置</span>，并且<span style="color: black;">长时间</span>有人固定在国外运营店铺。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2）具备相应的国外信息，等待Shopify的随时<span style="color: black;">检测</span>验证，<span style="color: black;">例如</span>国外身份信息等。</p><span style="color: black;">4、</span>Alternative payments<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>有需要直接绑定<span style="color: black;">关联</span>账户<span style="color: black;">运用</span><span style="color: black;">就可</span>。</p><span style="color: black;">5、</span>Manual payments<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这类支付<span style="color: black;">日前</span>更适用于支付不发达的地区，COD支付方式<span style="color: black;">亦</span>是做中东、东南亚等地区的首选。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在<span style="color: black;">运用</span>的时候，<span style="color: black;">选取</span>开启，<span style="color: black;">而后</span>填写上您的<span style="color: black;">关联</span><span style="color: black;">尤其</span>说明<span style="color: black;">就可</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">提款</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">衡量提款<span style="color: black;">途径</span>的标准就简单多了，<span style="color: black;">重点</span>追求：1、手续费 2、安全性 </p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">卖家提款用的比较多的是：Payneer （P卡），WorldFirst、airwallex等，<span style="color: black;">一般</span>这些提款工具的手续费是1%<span style="color: black;">上下</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">另一</span>结汇提款这类<span style="color: black;">机构</span>，因业务比较简单<span style="color: black;">重点</span>都会<span style="color: black;">供给</span><span style="color: black;">非常多</span>其他金融服务给到客户，如B2B的结款、海外支付，借款等。</p>收款总结<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">日前</span>第三方信用卡支付体验上，Stripe做的最好，能做到页面内支付，如下图</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/dfic-imagehandler/6212d4ed-440d-4303-8c0f-5b0b417ae19d~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1729338982&x-signature=BdqjpDsFjVDpRvtlBru5EotuXvg%3D" style="width: 50%; margin-bottom: 20px;"></div>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/dfic-imagehandler/31083e14-afb5-4e7f-8630-b5060756a2c5~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1729338982&x-signature=N5B67RnZiIH%2Fo9dJAvby9CkFiJY%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其余支付<span style="color: black;">途径</span>，<span style="color: black;">这里</span>页<span style="color: black;">选取</span><span style="color: black;">选取</span>了信用卡支付方式后，还要<span style="color: black;">转</span>到第三方支付平台页面，再填写信用卡信息，如下图</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>有香港<span style="color: black;">机构</span>，香港有人操作，直接在香港注册店铺，就<span style="color: black;">能够</span><span style="color: black;">运用</span>SHOPIFY PAYMENTS</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>有香港<span style="color: black;">机构</span>，但无香港办公人员，就用Stripe 收款。<span style="color: black;">倘若</span>都<span style="color: black;">无</span>，就<span style="color: black;">思虑</span>国内其它支付。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>有特殊客户群体<span style="color: black;">需要</span>，就<span style="color: black;">运用</span>特定<span style="color: black;">途径</span>收款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">另一</span>还需要<span style="color: black;">协同</span>P卡<span style="color: black;">或</span>WorldFirst进行提款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">综合利<span style="color: black;">坏处</span>和费率分析，总结出来一句话：信用卡收款为主/PayPal为辅</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/dfic-imagehandler/b00fbe79-f78d-4a2b-8718-7b4d466f9794~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1729338982&x-signature=9MR5NNKroh0XmFkMT1en%2BdJhyAA%3D" style="width: 50%; margin-bottom: 20px;"></div>
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