stripe&shopify payment收款的优劣势
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe和Shopify Payment是<span style="color: black;">日前</span>相对成本最低的的Shopify信用卡网关。Shopify Payment是<span style="color: black;">经过</span>Stripe来驱动和处理收款服务的，<span style="color: black;">因此呢</span>这两个收款方式在<span style="color: black;">非常多</span>方面很<span style="color: black;">类似</span>，但又有细节的<span style="color: black;">区别</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">本文以香港地区申请账户为例子展开进行对比<span style="color: black;">期盼</span><span style="color: black;">能够</span><span style="color: black;">帮忙</span>卖家<span style="color: black;">伴侣</span>优化成本。<span style="color: black;">详细</span>如下：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">需要什么<span style="color: black;">要求</span>？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe申请<span style="color: black;">要求</span>：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港银行个人帐户or<span style="color: black;">机构</span>帐户 （<span style="color: black;">包含</span>Bank code, Branch code, Account number）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">大陆护照号</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港<span style="color: black;">位置</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">品牌名<span style="color: black;">叫作</span>和香港<span style="color: black;">tel</span>（会出<span style="color: black;">此刻</span>顾客信用卡账单里）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">注册Shopify时用大陆<span style="color: black;">位置</span>（别用香港<span style="color: black;">位置</span>）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment<span style="color: black;">运用</span><span style="color: black;">要求</span>：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港银行个人帐户or<span style="color: black;">机构</span>帐户 （<span style="color: black;">包含</span>Bank code, Branch code, Account number）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港<span style="color: black;">位置</span>（注册shopify时必须用香港<span style="color: black;">位置</span>）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">品牌名<span style="color: black;">叫作</span>和<span style="color: black;">tel</span>（会出<span style="color: black;">此刻</span>顾客信用卡账单里，大陆<span style="color: black;">或</span>香港<span style="color: black;">tel</span>都<span style="color: black;">能够</span>）</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">怎样</span>申请？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe申请方式：在官网申请http://www.stripe.com/。<span style="color: black;">倘若</span>要绑定shopify，需要把shopify店铺<span style="color: black;">位置</span>改为欧洲国家例如：法国。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment申请方式：只要Shopify用香港<span style="color: black;">位置</span>注册的，后台Payment providers里会自动<span style="color: black;">表示</span>Shopify Payment。你只需要进一步输入香港收款银行账号<span style="color: black;">就可</span>。<span style="color: black;">倘若</span><span style="color: black;">无</span>香港对公银行账户，<span style="color: black;">能够</span>联系作者<span style="color: black;">处理</span>或vx：blackwmj</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">费率是多少？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe费率: 3.4%+2.35港币 Shopify手续费：2%</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment费率：3.3%-2.9%＋2.35港币 Shopify手续费：0%</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">支持信用卡种类</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe: 支持Visa, Master, American express和Apple Pay</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment: 支持Visa, Master, American express(借记卡和信用卡都<span style="color: black;">能够</span>), Apple Pay, Google Pay, Shopify Pay</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">提现周期和开户费</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">两个收款方式都<span style="color: black;">无</span>开户费，提现周期<span style="color: black;">能够</span>是<span style="color: black;">每日</span>、每周<span style="color: black;">或</span>每月，账户后台<span style="color: black;">就可</span>设置。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">退款的<span style="color: black;">状况</span>呢？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe: 退款不需要手续费，<span style="color: black;">然则</span>下订单的时候<span style="color: black;">已然</span>产生的手续费不会退还。Stripe会立刻执行退款，<span style="color: black;">然则</span>银行会需要5-10天<span style="color: black;">才可</span>把款项退回到消费者支付卡的余额里。60天内的订单都<span style="color: black;">能够</span>发起退款，退款是不<span style="color: black;">能够</span>撤销的。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment: 情况和Stripe<span style="color: black;">同样</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其它关于Stripe和Shopify Payment的<span style="color: black;">平常</span>问题</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1. 侵权<span style="color: black;">制品</span><span style="color: black;">能够</span>用<span style="color: black;">吗</span>？答：<span style="color: black;">不可</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2. 提现的货币是美金还是港币？答：港币。<span style="color: black;">倘若</span>提现美金有2.5%货币转换费。<span style="color: black;">能够</span>联系作者进行优化</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">经过对比，stripe网关的风控能力较国内的支付<span style="color: black;">机构</span>更加有<span style="color: black;">优良</span>，<span style="color: black;">一样</span>交易<span style="color: black;">状况</span>下，相对拒付较少。当然stripe与shopify payment的稳定性较差。</p>
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