qzmjef 发表于 2024-6-22 09:22:38

癌症病人没钱治疗怎么办？期盼这份省钱攻略帮到你


    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">点击蓝字 关注<span style="color: black;">咱们</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">肿瘤病友交流群：加<span style="color: black;">微X</span>KLJKANG</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">癌症带给<span style="color: black;">每一个</span>抗癌家庭的不只是身体上的伤痛，还有经济上的<span style="color: black;">包袱</span>。<span style="color: black;">长时间</span>的抗癌治疗<span style="color: black;">必须</span><span style="color: black;">必定</span>的经济<span style="color: black;">前提</span>支撑，<span style="color: black;">针对</span>普通家庭<span style="color: black;">来讲</span>难免“压力山大”。<span style="color: black;">那样</span>有<span style="color: black;">那些</span>办法<span style="color: black;">能够</span>节省治疗开销呢？下面整理了<span style="color: black;">有些</span>省钱攻略，<span style="color: black;">期盼</span><span style="color: black;">能够</span>帮到你！</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">1、</span><span style="color: black;">认识</span>当地的<span style="color: black;">医疗保险</span>政策</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在患癌前，<span style="color: black;">咱们</span>对癌症<span style="color: black;">看病</span>的<span style="color: black;">医疗保险</span>政策<span style="color: black;">通常</span>是不<span style="color: black;">认识</span>的，<span style="color: black;">况且</span>网络信息众说纷纭，各地政策<span style="color: black;">亦</span>有<span style="color: black;">因此</span>最好<span style="color: black;">地区</span>法是直接向当地的<span style="color: black;">医疗保险</span>局、民政局致电，咨询能否将社保升级为大病保险，<span style="color: black;">加强</span>报销比例，<span style="color: black;">倘若</span><span style="color: black;">必须</span>异地就诊，还需咨询<span style="color: black;">怎样</span>开通异地住院结算等。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">同期</span>，<span style="color: black;">咱们</span><span style="color: black;">能够</span>询问所在社区或村镇的居委会、村委会，<span style="color: black;">瞧瞧</span><span style="color: black;">是不是</span>有什么报销政策。</p><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHMdibMBZnReu4U9DAoMrqDfALt869tNdZJRibrvtIlJtrleNgpAgibJiaXQ/640?wx_fmt=png&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">不同治疗<span style="color: black;">方法</span>所用药物不同，同一种<span style="color: black;">药品</span>进口和国产的价格<span style="color: black;">亦</span>不同，<span style="color: black;">咱们</span><span style="color: black;">看病</span>时<span style="color: black;">能够</span>主动和<span style="color: black;">大夫</span>沟通，<span style="color: black;">认识</span>治疗<span style="color: black;">方法</span>和大概<span style="color: black;">花费</span>，让<span style="color: black;">大夫</span>在<span style="color: black;">保准</span>治疗效果的前提下<span style="color: black;">尽可能</span><span style="color: black;">运用</span>更经济的<span style="color: black;">方法</span>或<span style="color: black;">药品</span>。<span style="color: black;">同期</span>，<span style="color: black;">咱们</span><span style="color: black;">能够</span>到医院<span style="color: black;">医疗保险</span>窗口咨询出入院流程、<span style="color: black;">医疗保险</span>报销流程等信息。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">2、</span>利用<span style="color: black;">医疗保险</span>政策</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1.&nbsp;基本<span style="color: black;">医疗保险</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">包含</span>城乡居民保险、职工保险和新农合保险，首次报销以癌症为例，住院产生的<span style="color: black;">花费</span>报销金额最高可报70%。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2.&nbsp;大病<span style="color: black;">医疗保险</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">大病<span style="color: black;">医疗保险</span>可对符合政策规定的<span style="color: black;">巨额</span>医疗费进行“二次报销”，参保人在城乡居民<span style="color: black;">医疗保险</span>、职工保险和新农合保险报销后，<span style="color: black;">针对</span><span style="color: black;">医疗保险</span>政策范围内的个人自付医疗<span style="color: black;">花费</span>，超过起付线的部分<span style="color: black;">能够</span><span style="color: black;">运用</span>大病<span style="color: black;">医疗保险</span>报销。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3.&nbsp;门诊慢病报销</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">门诊慢性病<span style="color: black;">指的是</span><span style="color: black;">哪些</span>治疗周期长、病情稳定、<span style="color: black;">必须</span><span style="color: black;">长时间</span>治疗的<span style="color: black;">疾患</span>，<span style="color: black;">包含</span>癌症。<span style="color: black;">大众</span><span style="color: black;">能够</span>带着自己的<span style="color: black;">关联</span>证件和病理到当地<span style="color: black;">医疗保险</span>中心或医院进行申请，审核<span style="color: black;">经过</span>后会拿到一个“慢性病门诊<span style="color: black;">薪水</span>证”，之后在门诊<span style="color: black;">看病</span>时出具此证件就能享受相应报销政策。</p><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHprHUWlXzsHErsJqEG6GBB62XDUh70gFfVHiacG4b8YJ7WEEsFqEFLMg/640?wx_fmt=png&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">4.&nbsp;特殊门诊报销</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">癌友们在治疗过程中，有时候不<span style="color: black;">必须</span>住院，只<span style="color: black;">必须</span>在门诊开药，此时就<span style="color: black;">能够</span>采用特殊门诊报销。<span style="color: black;">大众</span><span style="color: black;">能够</span>到医院的<span style="color: black;">医疗保险</span>窗口咨询办理门特的<span style="color: black;">关联</span>材料，再去当地的<span style="color: black;">医疗保险</span>中心进行申请，<span style="color: black;">经过</span>以后<span style="color: black;">能够</span>凭借特殊门诊医疗卡享受特殊门诊报销。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">5.&nbsp;异地<span style="color: black;">医疗保险</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span><span style="color: black;">必须</span>跨地区到外省<span style="color: black;">看病</span>，<span style="color: black;">能够</span>先经过异地参保备案，跨省<span style="color: black;">看病</span>时由<span style="color: black;">医疗保险</span>支付的<span style="color: black;">花费</span>直接由个人<span style="color: black;">医疗保险</span>与医院结算，<span style="color: black;">没</span>需垫钱后再回参保地报销。</p><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHpTsM9wArLcofA0KBjexXOj5qrb9e8PPSc4JJevwk98mFPayV92fSXA/640?wx_fmt=png&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">3、</span>医疗援助</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1.&nbsp;大病救助</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">各个地区都有大病救助<span style="color: black;">方法</span>，对于经济收入<span style="color: black;">小于</span>生活<span style="color: black;">保证</span>的、医疗<span style="color: black;">花费</span>经<span style="color: black;">医疗保险</span>报销后仍大大超过自负能力的大病家庭，都有<span style="color: black;">必定</span>的经济救助，<span style="color: black;">按照</span>地区不同，救助<span style="color: black;">花费</span><span style="color: black;">亦</span>不同。<span style="color: black;">大众</span>可向当地民政<span style="color: black;">分部</span><span style="color: black;">认识</span>。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2.&nbsp;低保<span style="color: black;">补贴</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>癌症家庭成员的人均收入<span style="color: black;">小于</span>当地最低生活标准，且家庭财产<span style="color: black;">情况</span>符合当地政府规定。就<span style="color: black;">能够</span>向所在街道或乡镇政府提出低保申请，申请<span style="color: black;">经过</span>后<span style="color: black;">每一个</span>月都<span style="color: black;">能够</span>领取一笔低保金。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3.&nbsp;公益组织</strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">国内的公益组织有中国癌症基金会、中华慈善总会、中国<span style="color: black;">女性</span>发展基金会、中国初级卫生基金会等等，她们会为贫困的癌症<span style="color: black;">病人</span><span style="color: black;">供给</span><span style="color: black;">必定</span>的<span style="color: black;">帮忙</span>，<span style="color: black;">亦</span>会给<span style="color: black;">病人</span>“慈善赠药”，<span style="color: black;">包括</span>免费赠药和买药后赠药，<span style="color: black;">详细</span><span style="color: black;">能够</span>到各组织的<span style="color: black;">网</span>上<span style="color: black;">查找</span>。</p><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHDdnKbkowyhXutTSsziamfTeibGdOYHhD31xPE8KDnmyUxicFyuTkAAdIw/640?wx_fmt=png&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">4、</span>临床<span style="color: black;">实验</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">每种癌症都会有<span style="color: black;">非常多</span>免费临床<span style="color: black;">实验</span>招募，<span style="color: black;">大众</span>可以在临床<span style="color: black;">实验</span>的<span style="color: black;">网</span>搜索，<span style="color: black;">或</span>咨询自己的主治<span style="color: black;">大夫</span>有<span style="color: black;">无</span>临床项目，只要符合<span style="color: black;">前提</span>，都<span style="color: black;">能够</span>报名申请入组。<span style="color: black;">尤其</span>是<span style="color: black;">针对</span><span style="color: black;">没</span>药可医的<span style="color: black;">病人</span>，临床<span style="color: black;">实验</span><span style="color: black;">没</span>疑是一次重生的机会。</p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">不外</span><span style="color: black;">因为</span><span style="color: black;">非常多</span>新<span style="color: black;">药品</span><span style="color: black;">或</span>疗法还在<span style="color: black;">实验</span><span style="color: black;">周期</span>，<span style="color: black;">病人</span>会面临不可预知的副<span style="color: black;">功效</span>，这是<span style="color: black;">病人</span>和家属<span style="color: black;">必须</span><span style="color: black;">思虑</span>的<span style="color: black;">危害</span>。</p><img src="https://mmbiz.qpic.cn/sz_mmbiz_gif/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHpNGo4ibDrmgMZuQLDM3v3iaS2UI2hvkkPYiaG0quXBFxrzDPIQvNE3eKg/640?wx_fmt=gif&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">往期精选</strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;">天气寒冷，肿瘤病人在生活中要<span style="color: black;">重视</span><span style="color: black;">这般</span>护理！</a></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;">秋冬季癌症<span style="color: black;">病人</span>口干舌燥、<span style="color: black;">摄食</span>困难怎么办？这几条<span style="color: black;">意见</span>对你有<span style="color: black;">帮忙</span></a></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;">癌症复查报告指标<span style="color: black;">繁杂</span>不会看？教你弄懂这些指标的含义</a></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;">还在纠结吃什么？癌症<span style="color: black;">病人</span><span style="color: black;">膳食</span>种类<span style="color: black;">选取</span></a></p><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHc1RVJoESCDjjLksbgE1jK02CibeyFd4AJticxX5bL2EatfuqAKwHbMYw/640?wx_fmt=jpeg&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;"><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/vOK4wo4KnkvKm38XEk8B5SOLml58zAWHKpr1d22EQPGiaPYXf1yW2AibuaOS9Z4UicSbCaic7D9dNEj9ibiaL0o4W9OA/640?wx_fmt=jpeg&amp;from=appmsg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">




fate 发表于 2024-9-6 23:08:39

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