多币种跨境电商外贸收汇工具-Payoneer卡
<span style="color: black;"><span style="color: black;">文案</span>目录</span><p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"> 什么是Payoneer?</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">5种外贸收款方式</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer <span style="color: black;">重点</span>业务</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡的类型</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡的收费标准</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡的<span style="color: black;">优良</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">怎样</span>申请P卡?</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">TIPS</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/zwNlENMTFLUVzx30UcO2nhn5gobRedskErRKoo3XtZ5T3ulWkaZR7bVzjqsfmLpqpiaX7jOUbpfujbKoneaxcZQ/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;">因为</span>Paypal提现出问题了,<span style="color: black;">周边</span>做小额外贸的<span style="color: black;">伴侣</span>们<span style="color: black;">亦</span>收了好多客户的美金样品费在PP里,都不<span style="color: black;">晓得</span><span style="color: black;">怎样</span><span style="color: black;">才可</span>拿出来。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其实<span style="color: black;">大众</span>都<span style="color: black;">已然</span>做好了<span style="color: black;">经过</span>海淘把账户里的美金用掉的准备,结果当本博主<span style="color: black;">认识</span>了下新兴的外贸收汇工具后,至此一发不可收拾,除了<span style="color: black;">发掘</span><span style="color: black;">怎样</span>从Paypal提现的方式,感兴趣的话<span style="color: black;">能够</span>参考下面这篇:</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;"><span style="color: black;">处理</span>Paypal提现的三种方式-Payoneer,义乌个体户,安粮结汇通</a></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">还<span style="color: black;">发掘</span>了有些工具居然<span style="color: black;">能够</span>像离岸账户<span style="color: black;">同样</span>接收<span style="color: black;">机构</span>电汇的,个人账户的美金<span style="color: black;">亦</span><span style="color: black;">能够</span>收,个中翘楚<span style="color: black;">便是</span>Payoneer ,不仅<span style="color: black;">能够</span>提现Paypal还<span style="color: black;">能够</span>进行多币种收汇,<span style="color: black;">乃至</span>执行离岸账户的功能,感觉像打开了一个新世界的<span style="color: black;">前门</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">越<span style="color: black;">科研</span>越<span style="color: black;">发掘</span>P卡简直是一个宝藏精灵,打破了固有的传统外贸收汇方式,原来有<span style="color: black;">非常多</span>东西是<span style="color: black;">咱们</span>这些做了<span style="color: black;">那样</span><span style="color: black;">数年</span>外贸的人闻所未闻的,生命不休,学习不止!</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">什么是Payoneer?</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡即Payoneer,中文名为“派安盈” ,是一家2005年在美国成立的外汇兑换<span style="color: black;">机构</span>,<span style="color: black;">亦</span>是<span style="color: black;">万事达卡国际组织授权的<span style="color: black;">拥有</span>发卡资格的<span style="color: black;">公司</span></span>,持有美国金融犯罪执法局签发的 MSB(Money Service Business 货币服务企业)执照和欧洲 E-money 证书,业务遍及<span style="color: black;">全世界</span> 200多个国家。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer <span style="color: black;">日前</span>和Paypal<span style="color: black;">同样</span>是<span style="color: black;">全世界</span>最大的两个第三方收外汇工具,<span style="color: black;">亦</span>是外贸人、跨境电商、联盟站长<span style="color: black;">运用</span>最频繁的收款与支付工具。除了是亚马逊<span style="color: black;">全世界</span>开店官方指定的收款方式之一,<span style="color: black;">况且</span>美国Ebay、Wish 等主流电商平台都支持直接提现到 Payoneer 账户,即使客户本身并<span style="color: black;">无</span>Payoneer账号,<span style="color: black;">亦</span><span style="color: black;">能够</span><span style="color: black;">经过</span>本地银行转账、<span style="color: black;">运用</span>信用卡、借记卡、<span style="color: black;">运用</span>电子支票等方式为订单付款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">简而言之,申请一张Payoneer 卡相当于<span style="color: black;">得到</span>了一个虚拟的美国银行账户,<span style="color: black;">能够</span>接收欧美企业和跨境B2C电商平台的付款(<span style="color: black;">包含</span>Paypal)。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡 还能帮你实现企业付款业务,<span style="color: black;">能够</span>对国外客户支付返点佣金(你懂的),让对方注册一个个人 Payonneer 账户,<span style="color: black;">而后</span>你从你的 Payoneer 账户直接转到对方的 Payoneer 账户(<span style="color: black;">全世界</span>范围内的两个Payoneer账户之间转账完全免费,两小时内到到账。),<span style="color: black;">而后</span>对方绑定他银行卡提现<span style="color: black;">就可</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡还有实体卡,<span style="color: black;">经过</span>实体卡片,你<span style="color: black;">能够</span>在中国境内任何<span style="color: black;">拥有</span>MasterCard 标识的ATM 机上取款,<span style="color: black;">亦</span><span style="color: black;">能够</span>在网上<span style="color: black;">例如</span>淘宝<span style="color: black;">或</span>国外的购物网站上刷卡购物。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">非常多</span>人都用P卡来收样品费,快递费,采购佣金或感谢费等,<span style="color: black;">意见</span>外贸人和跨境B2C 的卖家都去注册一下,<span style="color: black;">倘若</span>有<span style="color: black;">不消</span>退税的小额收款,都<span style="color: black;">能够</span>直接转成人民币汇入国内银行账户。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">P卡结汇原理</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">非常多</span>人觉得很奇怪,<span style="color: black;">为何</span>P卡的结汇<span style="color: black;">无</span>5万美金限制?</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span>Payoneer 转账有一个专用的账户(这个专用账户是完全合法的,在外管局统一备案)把美金兑换<span style="color: black;">成为了</span>人民币,<span style="color: black;">而后</span>进入国内银行账户,账面上展现的是一笔人民币的入账,<span style="color: black;">因此</span>当然不会受限于 5 万美金的外管局个人结汇额度限制。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">5种外贸收款方式</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer账户间互转:<span style="color: black;">全世界</span>间的Payoneer用户,Payoneer可<span style="color: black;">以避免</span>费互相打款转账。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">本地银行转账(GPS服务):在美国、加拿大、英国、澳洲注册的<span style="color: black;">机构</span>,<span style="color: black;">经过</span><span style="color: black;">机构</span>账户给你打钱;欧盟的<span style="color: black;">机构</span>和个人都<span style="color: black;">能够</span>打款给你。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">TT电汇(WPS美元离岸账户服务):<span style="color: black;">全世界</span>海外<span style="color: black;">机构</span><span style="color: black;">经过</span>电汇给你打钱。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">信用卡或借记卡:大部分地区的外国人<span style="color: black;">经过</span>个人信用卡,向你的Payoneer里打钱。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">电子支票:美国人直接<span style="color: black;">经过</span>电子支票给你打钱。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">Payoneer <span style="color: black;">重点</span>业务</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按照</span>收款方式分成四大业务:<span style="color: black;">其中离岸账户(WPS)、 GPS</span><span style="color: black;">属于B2B<span style="color: black;">机构</span>收款业务,Billing Service属于个人收款业务。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡付款在线支付业务</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Billing Service – 生成账单发起收款功能</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Global Payment Service (GPS) – 本地化银行账户收款业务</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Wire Payment Service (WPS) – 美国离岸账户收款业务</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">P卡付款在线支付</span>业务</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡在“<span style="color: black;">付款”</span>那栏有个在线支付的功能,其实这个<span style="color: black;">便是</span>P卡用户间的资金互转,<span style="color: black;">全世界</span>的P卡客户都可<span style="color: black;">以避免</span>费互转资金,<span style="color: black;">然则</span>互转的金额不累计到入账总金额里。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/zwNlENMTFLUVzx30UcO2nhn5gobRedsk1dxYicvfmVWlXJdibW9rjia2nUqaN66dQtib9Dfnn3ZwYDRpLIRo0J9Tew/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">其实P卡这几年发展迅猛,看他<span style="color: black;">始终</span>在<span style="color: black;">研发</span>新业务就<span style="color: black;">晓得</span>了,然而<span style="color: black;">因为</span>Paypal进入中国市场比较早,<span style="color: black;">因此</span>Payoneer用的人感觉远<span style="color: black;">无</span>Paypal多,<span style="color: black;">况且</span>之前<span style="color: black;">因为</span>香港离岸盛行,<span style="color: black;">引起</span>P卡的<span style="color: black;">优良</span>并<span style="color: black;">无</span><span style="color: black;">那样</span><span style="color: black;">显著</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">近期</span><span style="color: black;">因为</span><span style="color: black;">非常多</span>收汇账号被清算了,存在<span style="color: black;">数年</span>的P卡<span style="color: black;">最终</span>又流行了起来,为了和Paypal竞争,让<span style="color: black;">更加多</span>的用户能<span style="color: black;">认识</span>到P卡的<span style="color: black;">优良</span>,在线支付功能里<span style="color: black;">尤其</span>推出了一个优惠奖励政策。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>你想给客户发送佣金,客户还不是Payoneer用户的话,你<span style="color: black;">能够</span>用在线支付功能向客户发送一封邮件邀请客户注册Payoneer账户,一旦客户注册成功,你将会收到一封含有链接的邮件,你<span style="color: black;">能够</span>点击链接完成在线支付,客户将在接下来的两小时内收到你的佣金款,<span style="color: black;">同期</span>你<span style="color: black;">亦</span>会在款项入账的时候收到一封确认邮件。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">(<span style="color: black;">重视</span></span>:客人注册完后,当客户首次累积收款满1000美元时,你和你的客户都将<span style="color: black;">得到</span>25美金的奖励,如此双赢的事情,想想都<span style="color: black;">漂亮</span>,这种红利<span style="color: black;">通常</span>是平台推广前期才有的政策,等以后市场份额足够了,什么时候取消奖励就不<span style="color: black;">晓得</span>了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">经过</span>P卡官方优惠注册链接 tracking.payoneer.com/SH2Cy ,注册的新账户除了25美金的奖励,P卡的结汇提现手续费只需要1%, <span style="color: black;">倘若</span>直接进入官网是<span style="color: black;">无</span>此优惠的,并且官网对外手续费是1.2%,拿走不谢</span>)。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">意见</span>:</span>新注册的账号需要上传身份证和验证问卷调查后<span style="color: black;">才可</span>开通在线支付功能,<span style="color: black;">倘若</span>仍旧<span style="color: black;">无</span>开通让客服核对下,<span style="color: black;">瞧瞧</span>哪里不对,<span style="color: black;">通常</span>提交资料规范的话<span style="color: black;">火速</span>就过了。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;"><span style="color: black;">全世界</span>支付服务</span>Global Payment Service (GPS) 业务</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">GPS<span style="color: black;">能够</span>让你<span style="color: black;">持有</span>多币种的外国银行虚拟账户,就<span style="color: black;">好似</span>你在这些国家<span style="color: black;">持有</span>一个当地的银行帐户<span style="color: black;">同样</span>,这种汇款方式不是<span style="color: black;">经过</span><span style="color: black;">全世界</span>电汇系统(Swift),而是<span style="color: black;">根据</span>当地国家的汇款系统,美国是 ACH 系统,欧洲用 SEPA 系统。<span style="color: black;">例如</span>GPS美元账号只能收美国本地的款,GPS 日元账号只能收日本的款,GPS 欧元账号只能收欧盟区的款,GPS 英镑账号<span style="color: black;">能够</span>收英国本地款,以此类推。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">好处:</span><span style="color: black;">能够</span>让非美元区国家客户<span style="color: black;">不消</span>非以美金形式汇款,让<span style="color: black;">她们</span><span style="color: black;">能够</span>用本国货币直接汇到你在<span style="color: black;">她们</span>国家的所<span style="color: black;">持有</span>的虚拟银行账号,<span style="color: black;">亦</span>就说<span style="color: black;">无</span>了电汇的<span style="color: black;">能手</span>续费,就跟<span style="color: black;">咱们</span>自己在本国银行转账<span style="color: black;">同样</span>的方便。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>你有个美国客户,<span style="color: black;">她们</span>用<span style="color: black;">机构</span>账户付款,<span style="color: black;">那样</span>你给<span style="color: black;">她们</span>个美国的虚拟子账号,完全<span style="color: black;">不消</span>担心有任何手续费,入账O费率,<span style="color: black;">拥有</span>操作<span style="color: black;">方便</span>、安全性高、到帐速度快的特点。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">但它<span style="color: black;">不可</span>收<span style="color: black;">全世界</span>的货款,只能收以下几种主流货币,<span style="color: black;">经过</span><span style="color: black;">区别</span>的货币账号收款, <span style="color: black;">仅有</span>客户以当地货币向你付款时,<span style="color: black;">才可</span><span style="color: black;">运用</span>GPS本地银行转账户头。<span style="color: black;">详细</span>什么国家用什么货币账号收款前跟客户核对好了,再发合适的虚拟子账号给客户。举例<span style="color: black;">来讲</span>,<span style="color: black;">倘若</span>您要收英国客人的款,就发送英镑虚拟银行账号给他,<span style="color: black;">必定</span>要请求付款人以英镑付款,而不是美元。</p><span style="color: black;">全世界</span>收款服务Global Payment Service (GPS) 支持从以下国家和地区的<span style="color: black;">机构</span>转账:<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">美国 (美元USD) :<span style="color: black;">经过</span>ACH打款-<span style="color: black;">只接受美国本地<span style="color: black;">机构</span>转账</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">欧洲 (欧元EUR) :<span style="color: black;">经过</span>SEPA打款-<span style="color: black;">个人和<span style="color: black;">机构</span>都<span style="color: black;">能够</span>收</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">英国:英格兰、北爱尔兰、苏格兰和威尔士 (英镑GBP) :<span style="color: black;">经过</span>BACS和FPS(Faster Payments Service英国本地银行)-<span style="color: black;">只接受英国本地<span style="color: black;">机构</span>转账</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">日本(日元JPY) :<span style="color: black;">经过</span>Zengin打款-<span style="color: black;">只接受电商平台转账</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">澳大利亚(澳元AUD):<span style="color: black;">经过</span>BECS打款-<span style="color: black;">接受电商平台转账</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">加拿大(CAD): <span style="color: black;">经过</span>EFT打款-<span style="color: black;">接受电商平台转账</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>:</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、</span>注册完新账户后美国/日本/欧洲/英国的账户自动开通,澳元和加拿大收款需要<span style="color: black;">另一</span>申请。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、GPS虚拟子账户只能接收来自跨境电商平台、欧美企业的转账付款,不直接接收个人或个人银行帐户的付款(欧洲例外),不支持电汇和来自您所有的<span style="color: black;">机构</span>帐户的转帐不被接受,像Amazon、Google、Apple这些与payoneer有合作或联盟的美国企业,才<span style="color: black;">能够</span>往你的P卡帐户付款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">意见</span>:</span><span style="color: black;">倘若</span>客户来自美国、英国、欧盟等payoneer<span style="color: black;">全世界</span>收款服务支持的国家和地区,小额并且<span style="color: black;">不消</span>退税的货款,则优先使用<span style="color: black;">全世界</span>收款服务GPS收款,资金在两个小时之内<span style="color: black;">就可</span>到达payoneer账户。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">美国</span><span style="color: black;">离岸账户业务( Wire Payment Service-WPS)</span></h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span>GPS<span style="color: black;">不可</span>实现接收<span style="color: black;">全世界</span>账户的汇款,<span style="color: black;">便是</span>不支持电汇,<span style="color: black;">因此</span>你香港离岸账户上即使有美金,<span style="color: black;">亦</span>没办法汇过去,而美国离岸账户业务很好的<span style="color: black;">处理</span>了这个问题。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">该<span style="color: black;">方法</span>无需出门<span style="color: black;">就可</span>零成本开户,支持美元入账, 结汇收款<span style="color: black;">全部</span>流程只收取0.5%的<span style="color: black;">花费</span>,最快只需1个工作日(乃至2个小时)能快速提现至国内或香港的银行账户。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">重视</span><span style="color: black;">仅有</span>大陆个体工商户和<span style="color: black;">机构</span>账户<span style="color: black;">能够</span>申请 WPS业务,当然个人账户的P卡<span style="color: black;">好似</span>每月达到五万美金了似乎<span style="color: black;">亦</span><span style="color: black;">能够</span>申请,<span style="color: black;">详细</span>找客服经理详谈。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">由于</span>个人账户B2B电汇收款这个功能对<span style="color: black;">外边</span>是有收紧政策的,<span style="color: black;">倘若</span>你找不到客户经理<span style="color: black;">亦</span>很正常,确定自己真的想用个人账户收<span style="color: black;">全世界</span>客户电汇款的话,<span style="color: black;">能够</span>加黑科技娃娃的QQ群<span style="color: black;">或</span>公众号留言询问,我会发P卡客户经理的联系方式于你。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">此业务跟你自己用香港离岸账户是差不多的,美国离岸<span style="color: black;">不可</span>收被美国制裁的国家的货款,关于此业务我会在后面讲述 <span style="color: black;"><span style="color: black;">怎样</span>申请外贸B2B业务</span>的时候<span style="color: black;"><span style="color: black;"><span style="color: black;">仔细</span>展开</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">知识点:</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">转账</span>是银行直接转划到银行账户,<span style="color: black;">电汇</span>是汇款人将<span style="color: black;">必定</span>款项交存汇款银行,汇款银行<span style="color: black;">经过</span>电报或电传给目的地的分行或代理行(产生SWIFT电报<span style="color: black;">花费</span>),指示汇入行向收款人支付<span style="color: black;">必定</span>金额的一种汇款方式。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">只要收款人是异地的非本行账户,<span style="color: black;">一般</span>俗<span style="color: black;">叫作</span>电汇,其实是<span style="color: black;">经过</span>大额支付系统等跨行跨地区转账。</p>本行账户不论同城异地都可<span style="color: black;">叫作</span>为转账(行内转账),非本行账户同城划转<span style="color: black;">叫作</span>为跨行转账
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">意见</span>:</span><span style="color: black;">倘若</span><span style="color: black;">咱们</span>的客户不在GPS涵盖的范围内,并且是需要退税的B2B大额货款,你们<span style="color: black;">咱们</span>便<span style="color: black;">能够</span><span style="color: black;">运用</span>电汇服务(WPS)接收,有电汇中间行<span style="color: black;">花费</span>,<span style="color: black;">重视</span><span style="color: black;">不可</span>收被美国制裁的国家<span style="color: black;">花费</span>。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">Billing Service 的收款业务<span style="color: black;">(不<span style="color: black;">意见</span><span style="color: black;">运用</span>,有封号危险)</span></h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡在收款那栏选项里有个<span style="color: black;">请求付款功能</span>,<span style="color: black;">能够</span>收国外客户<span style="color: black;">机构</span><span style="color: black;">或</span>个人名义汇款,<span style="color: black;">能够</span><span style="color: black;">选取</span><span style="color: black;">经过</span>信用卡/借记卡来付款,入账费率3%,<span style="color: black;">亦</span><span style="color: black;">能够</span>用电子支票(ECHECK)付款,入账费率1%。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer接受美元、欧元和英镑信用卡和借记卡付款。<span style="color: black;">经过</span>P卡后台收款-请求付款按钮,就<span style="color: black;">能够</span>快速操作。限制单次15000万美元交易,<span style="color: black;">倘若</span>信用卡交易金额超过2,000美元,可能会<span style="color: black;">需求</span>付款方<span style="color: black;">供给</span>身份证件或<span style="color: black;">机构</span>注册证书(<span style="color: black;">倘若</span><span style="color: black;">表率</span><span style="color: black;">机构</span>付款)。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">意见</span>:<span style="color: black;">这种付款对客户充满吸引力,<span style="color: black;">然则</span>客户经理跟我说,这个功能不到迫不得已别用,<span style="color: black;">由于</span>个人的户头汇款过来的很容易被当作洗黑钱,容易封号,<span style="color: black;">况且</span></span></span><span style="color: black;"><span style="color: black;">倘若</span>你的合同金额比<span style="color: black;">很强</span>,<span style="color: black;">亦</span>不<span style="color: black;">意见</span>用请求付款的方式收取货款。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span>信用卡付款,是有退单<span style="color: black;">守护</span>的,客户<span style="color: black;">运用</span>信用卡完成支付后,<span style="color: black;">能够</span>在30天内取消订单,<span style="color: black;">况且</span><span style="color: black;">倘若</span>七个工作日<span style="color: black;">无</span>入账会取消原路返回(可能产生手续费),<span style="color: black;">不可</span>用于印度、美国内华达州 、多米尼加共和国客户,<span style="color: black;">详细</span>联系客服咨询。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">最后</span>最好的结果还是让客人自己注册一个P卡,个人打款在P卡里互转比较安全,当然前提是客人通情达理愿意接受。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">P卡的类型</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer帐户分为有卡帐户(实体卡)和无卡帐户(虚拟账户)。而虚拟账号则用于接收资金,<span style="color: black;">拥有</span>收款的功能。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">有卡账户:</span></span>实体卡是万事达预付卡,<span style="color: black;">拥有</span>提现和消费功能,不是信用卡,<span style="color: black;">没法</span>透支消费,仅限个人申请,可<span style="color: black;">以避免</span>费寄卡过来,Payoneer美国银行账户每年会收取$29.95年费。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在申请Payoneer成功后,有了入账且大于29.95美金时自动扣取。卡片不激活,不会扣费,但<span style="color: black;">一样</span><span style="color: black;">亦</span>提不了现金了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">功效</span>:</span>你<span style="color: black;">能够</span>在中国境内任何<span style="color: black;">拥有</span>MasterCard 标识的ATM <span style="color: black;">或</span>POS机上提现<span style="color: black;">或</span>刷卡消费。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>你P卡里的美国银行账户有美元在帐,<span style="color: black;">那样</span>你<span style="color: black;">能够</span>在国内的ATM提取人民币。每日取现最<span style="color: black;">巨额</span>度为2500美元。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>当用shopify来做dropshipping,你会<span style="color: black;">发掘</span>搞不定的stripe,2checkout 都是<span style="color: black;">能够</span>利用payoneer来收款的。再<span style="color: black;">例如</span>直发的时候,你会<span style="color: black;">发掘</span>你自己在速卖通上面下不了单,<span style="color: black;">那样</span><span style="color: black;">能够</span>利用payoneer来代替。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">无卡账户:</span></span>企业和个人都适用,注册无卡帐号,用户只需在线激活Payoneer账户<span style="color: black;">就可</span>,免年费。但<span style="color: black;">由于</span><span style="color: black;">无</span>实体P卡,就自然<span style="color: black;">不可</span>在国内外网站上购物,<span style="color: black;">亦</span>就不<span style="color: black;">能够</span>提现和刷卡。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>无卡账户账户需要申请万事达卡,需要累积收款达到40美元后才<span style="color: black;">能够</span>签发(Payoneer互转不算在40美元额度内)。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">意见</span>:</span><span style="color: black;">此刻</span>申请Payoneer帐户的<span style="color: black;">通常</span>都是默认无卡帐户。<span style="color: black;">倘若</span>您需要万事达实体卡的话,<span style="color: black;">能够</span>另行申请。Payoneer预付万事达卡申请成功后,Payoneer<span style="color: black;">机构</span>从美国给您免费寄出,收到卡之后再进行激活,<span style="color: black;">这般</span>不仅支持提现到银行帐户和多币种转帐,还可直接进行刷卡消费。<span style="color: black;">能够</span>先无卡,有需要再转有卡</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">P卡的收费标准</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡开户免费,入账免费,最低 $50刀 起提,提现费率1.2%,<span style="color: black;">区别</span>货币账户互转大概是千分之五手续费,按当日中国银行当前外汇买入价自动结算人民币,<span style="color: black;">通常</span>1-3个工作日,最快 15分钟 到账。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer 支持账户间免费转账,两小时内到到账,<span style="color: black;">倘若</span>客人有 Payoneer 账户,直接转账到你们的 Payoneer 账户<span style="color: black;">就可</span>,这个是最经济最快速的收款方式。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">国外客户<span style="color: black;">能够</span><span style="color: black;">选取</span><span style="color: black;">经过</span>信用卡/借记卡来付款,<span style="color: black;">然则</span>会产生入账费率,其他方式收汇不会产生,信用卡入账费率3%,<span style="color: black;">亦</span><span style="color: black;">能够</span>用电子支票(ECHECK)付款,入账费率1% ,信用卡限额一万五美金。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>:</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Payoneer 个人账户的余额提现,适合金额不太大的几千美金的提现。真正的 B2B 大额收款要用 Payoneer 离岸账户收款业务了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">当你的P卡余额为0且超过6个月<span style="color: black;">无</span>任何<span style="color: black;">运用</span>记录,账户便会进入休眠期。若再次<span style="color: black;">运用</span>需要登录P卡后台重新激活,无需<span style="color: black;">供给</span>材料。<span style="color: black;">不外</span>只要您的P卡金额不为0,哪怕<span style="color: black;">仅有</span>1美金,账户<span style="color: black;">亦</span>不会休眠。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">P卡的<span style="color: black;">优良</span></h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、</span>P卡收款方式丰富,除了<span style="color: black;">能够</span>收跨境电商和欧美企业的货款,还<span style="color: black;">能够</span>收申请美国离岸<span style="color: black;">机构</span>业务(WPS离岸账户收款业务)收B2B电汇款。收款<span style="color: black;">机构</span>抬头<span style="color: black;">能够</span>用企业的抬头<span style="color: black;">机构</span>名<span style="color: black;">叫作</span>,账号用 Payoneer 离岸账户的银行账号。结汇提现手续费降低到 0.5%。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、</span>Payoneer 的预付万事达实体卡带有Master标记,<span style="color: black;">能够</span>在有Master标记的ATM机<span style="color: black;">或</span>POS机上提现<span style="color: black;">或</span>刷卡消费。<span style="color: black;">例如</span>你P卡里的美国银行账户有美元在帐,<span style="color: black;">那样</span>你<span style="color: black;">能够</span>在国内的ATM提取人民币。每日取现最<span style="color: black;">巨额</span>度为2500美元。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">3、</span>实体卡支持在线支付,<span style="color: black;">能够</span>在国内外各大电商网站进行海淘购物。<span style="color: black;">例如</span>淘宝<span style="color: black;">或</span>国外的购物网站上刷卡购物</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">4、</span><span style="color: black;">不消</span><span style="color: black;">另一</span>结汇,<span style="color: black;">无</span>每年5万美元的个人结汇额度限制,用 Payoneer 收款后,<span style="color: black;">能够</span>直接兑换成RMB提现到本国的银行账户中。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">5、</span><span style="color: black;">能够</span>从 PayPal 提现到Payoneer,再由 Payoneer 转到国内银行。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">6、</span><span style="color: black;">能够</span>发送付款请求给个人客户,支持英镑、美元、欧元币种的信用卡收款,香港客户<span style="color: black;">亦</span><span style="color: black;">能够</span><span style="color: black;">经过</span>信用卡向P卡付款成功。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>:</span>P卡优点太多了,感觉<span style="color: black;">能够</span>讲个一天<span style="color: black;">一晚上</span>,当然它还在发展<span style="color: black;">周期</span>,<span style="color: black;">因此</span>必然<span style="color: black;">无</span>PAYPAL<span style="color: black;">那样</span>完善,<span style="color: black;">非常多</span><span style="color: black;">地区</span>还需要改善。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">怎样</span>申请P卡?</h2>
<h3 style="color: black; text-align: left; margin-bottom: 10px;"><strong style="color: blue;">申请P卡是<span style="color: black;">选取</span>个人账号还是<span style="color: black;">机构</span>账号?</strong></h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">说明:</span><span style="color: black;">Payoneer 注册个人账户还是企业账户,<span style="color: black;">详细</span>请<span style="color: black;">按照</span>你的 Paypal 美金金额<span style="color: black;">体积</span>和<span style="color: black;">最后</span>收款汇入国内银行<span style="color: black;">机构</span>公帐还是个人银行账户而定。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">Payoneer卡<span style="color: black;">机构</span>账户</span>:绑定国内对公账户(<span style="color: black;">机构</span>开的银行账户 )<span style="color: black;">或</span>法人或股东的银行卡(个人账户)</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">P卡个人账户:</span>注册绑定的是自己个人的银行卡。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>你的<span style="color: black;">机构</span>今后可能会开通 Payoneer 离岸子账户(只对企业用户开放办理),有B2B外贸大额汇款,请<span style="color: black;">尽可能</span>注册企业账号。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>你注册PAYONEER只是为了PAYPAL提现和跨境电商平台小额收汇(不需要退税),那<span style="color: black;">能够</span><span style="color: black;">选取</span>个人P卡账户注册。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">亚马逊,ebay,Wish 等这些平台的企业账户,都是<span style="color: black;">能够</span>用<span style="color: black;">机构</span>法人名字注册的 Payoneer 个人账户直接收款的,<span style="color: black;">不外</span><span style="color: black;">少许</span>跨境电商的站点或平台,只<span style="color: black;">准许</span> Payoneer <span style="color: black;">机构</span>账户收款,<span style="color: black;">详细</span>看平台,<span style="color: black;">例如</span>亚马逊欧洲站,收款必须用 Payoneer <span style="color: black;">机构</span>账户。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>:</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一个身份最多<span style="color: black;">能够</span>注册5个payoneer账户</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">一个Payoneer账户<span style="color: black;">能够</span>绑定多个Paypal账户,但需要开立多个Community Federal Savings Bank的子账号,分别一一对应绑定<span style="color: black;">区别</span>的paypal,<span style="color: black;">一般</span>不<span style="color: black;">意见</span>一个P卡账号收款多个paypal,<span style="color: black;">由于</span><span style="color: black;">倘若</span>有个别子账号<span style="color: black;">无</span><span style="color: black;">经过</span>入账审核,会牵连并影响其他的子账户收款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">如果要提现Paypal的话,你的PAYONEER账号属性要跟PAYPAL保持一致。<span style="color: black;">便是</span>说<span style="color: black;">倘若</span>你的PAYPAL账号是个人的,<span style="color: black;">那样</span>就注册一个PAYONEER个人账户;<span style="color: black;">倘若</span>你的PAYPAL账户是<span style="color: black;">机构</span>商户的,<span style="color: black;">那样</span>就注册一个PAYONEER<span style="color: black;">机构</span>账户。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">注册过程分成四步:个人/<span style="color: black;">机构</span>基本信息、联系信息、安全信息、绑定国内银行账户信息。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">注册过程最好一气呵成,时间过长的话可能会<span style="color: black;">由于</span>页面超时而需要重新填写。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">第1</span>步:</span></strong><strong style="color: blue;"><span style="color: black;">打开 P卡注册优惠链接</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"> http://tracking.payoneer.com/SH2Cy</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">(<span style="color: black;"><span style="color: black;">经过</span>此链接注册的新账户当你首次入账超过$1000美元后Payoneer会一次性赠送你额外的$25美元,提现手续优惠为1%,奖励大概2-3天到账。友情提醒直接打开官网注册无优惠,并且手续费率为1.2%</span>)。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">而后</span><span style="color: black;">选取</span>CHINA,<span style="color: black;">而后</span><span style="color: black;">能够</span><span style="color: black;">按照</span><span style="color: black;">实质</span><span style="color: black;">状况</span>进行填写了,我注册的时候是英文版本,并且那时手续费是1.2%,哭~~~,你们<span style="color: black;">经过</span>黑科技娃娃博客的优惠链接注册时<span style="color: black;">表示</span>的是中文,应该更简单了,反正无论中英文注册内容都是<span style="color: black;">同样</span>的,不会注册<span style="color: black;">能够</span><span style="color: black;">瞧瞧</span>下面英文版本<span style="color: black;">亦</span><span style="color: black;">同样</span>的,都翻译过了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/zwNlENMTFLUVzx30UcO2nhn5gobRedskrK7gibZ83JwqialmkhrO8uDiaG5UHq3DHMZcIkjukt5xzbkvSdTIP8Zpw/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按照</span><span style="color: black;">实质</span><span style="color: black;">状况</span><span style="color: black;">选取</span>“个人”或“<span style="color: black;">机构</span>”,名字以及常用的收款后台的邮箱,出生年月日。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第二步:填写联系信息</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/zwNlENMTFLUVzx30UcO2nhn5gobRedskzMP2Ak9N8lkpv7onoUtmtT8bKib8rsJ6mBCYjoibR4ibndy031H4rObKg/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在填写<span style="color: black;">位置</span>时要精确到小区门牌号,<span style="color: black;">必定</span>要按真实资料填写好(须填写英文),<span style="color: black;">由于</span>Payoneer卡在美国制作,先由DHL 寄送到中国分<span style="color: black;">机构</span>,再由中国分<span style="color: black;">机构</span>用EMS 邮寄给你,<span style="color: black;">因此</span>不要作假。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第三步,填写安全问题</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/zwNlENMTFLUVzx30UcO2nhn5gobRedsk98hREU1Tcpl2Kj4gbm3U0kFJB0CPpT7Da538a02rXedV8pLXNLO1fA/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">各位要<span style="color: black;">重视</span>,设置安全问题时<span style="color: black;">必定</span>要<span style="color: black;">重视</span>记清楚,P卡帐号登录有时需要<span style="color: black;">供给</span>安全答案验证,<span style="color: black;">倘若</span>忘了就死定了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第四步,填写收款帐号信息</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">点击Submit之后,注册初步完成,店铺 URL <span style="color: black;">这儿</span>,<span style="color: black;">倘若</span>你不是做跨境电商平台店铺的,<span style="color: black;">能够</span>留空。<span style="color: black;">而后</span>登录注册邮箱,会收到让你验证邮箱的邮件,点击 “验证我的电子邮件”,完成最后的提交。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这个时候<span style="color: black;">已然</span><span style="color: black;">能够</span>登陆你的P卡账号了,<span style="color: black;">而后</span>你一登陆,会继续让你填两个安全问题,一道要牢记啊,提交等待<span style="color: black;">就可</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第五步,等待帐号激活</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">通常</span>1个工作日内就有结果,客服会邮件<span style="color: black;">通告</span>你上传身份证正反面来进行最后的确认,<span style="color: black;">重视</span>原图不要<span style="color: black;">少于</span>1M,<span style="color: black;">必定</span>要够大够清晰,上传后基本过一会就发邮件过<span style="color: black;">来讲</span>账号审核<span style="color: black;">经过</span>了,一天完事!</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">账户GPS里有四个货币虚拟账号<span style="color: black;">表示</span>了<span style="color: black;">表率</span>开通成功,在 USD 下,给<span style="color: black;">咱们</span>默认分配的是美国 First Century Bank。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>你要用 Payoneer 来提现 Paypal 的美金的话,需要叫Payoneer 再开一个美国储蓄银行账号,后面会讲<span style="color: black;"><span style="color: black;">怎样</span>用P卡从Paypal提现</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第六步,填写问卷调查</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开立了虚拟银行账户之后,需要提交<span style="color: black;">全世界</span>支付的资金<span style="color: black;">源自</span>调查问卷(<span style="color: black;">机构</span>账户需要上传营业执照),资金<span style="color: black;">才可</span>审核入账到Payoneer账户。<span style="color: black;">重视</span>这一步必不可少,<span style="color: black;">由于</span>线下直接收款(不是从电商平台打款的),<span style="color: black;">倘若</span>累计加起来达到了<span style="color: black;">必定</span>金额,就会触发风控审核,P卡会邮件<span style="color: black;">需求</span>您<span style="color: black;">弥补</span>资料,这是对你账户和资金<span style="color: black;">源自</span>的必要审核<span style="color: black;">过程</span>,<span style="color: black;">因此</span>预先填完问卷就<span style="color: black;">不消</span>后面触发风控的时候再填写了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">Billing Service 的收款业务</span>需要到填写业务范围验证,<span style="color: black;">否则</span>就<span style="color: black;">没法</span>发送收款请求给客人,反正<span style="color: black;">通常</span>很少用到这个功能,个人打款有被封号的危险,<span style="color: black;">因此</span><span style="color: black;">能够</span>先放着<span style="color: black;">不消</span>验证,你要真想用这个功能,就尝试劝客人注册一下P卡的个人互转功能,<span style="color: black;">无</span>手续费又安全。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">P卡付款那一栏<span style="color: black;">无</span>“<span style="color: black;">在线支付功能”,</span>需要点击设置——验证中心——填写GPS<span style="color: black;">全世界</span>支付问卷调查<span style="color: black;">才可</span>开通。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">网址那里你<span style="color: black;">倘若</span>是跨境电商,<span style="color: black;">能够</span>填店铺链接(<span style="color: black;">例如</span>ebay),<span style="color: black;">针对</span><span style="color: black;">咱们</span><span style="color: black;">无</span>做跨境电商平台商铺的外贸soho或<span style="color: black;">机构</span><span style="color: black;">来讲</span>,链接<span style="color: black;">位置</span>那里你<span style="color: black;">能够</span>填写你英文网址(<span style="color: black;">例如</span>独立站、<span style="color: black;">机构</span>网站),<span style="color: black;">而后</span>说明你的收入<span style="color: black;">源自</span>或业务类型。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>是外贸人,问卷最后一行说明<span style="color: black;">为何</span>别人会给你打款。最后确认资金<span style="color: black;">源自</span>合法或业务类型你<span style="color: black;">能够</span>如下<span style="color: black;">这般</span>写:</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">We/I sell to global B2B(or b2c) buyers and sometimes customers pay us money such as sample fees, courier expenses and small amount payment</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>:</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">金额小的话是不会触发审核机制的,不管线上线下交易。<span style="color: black;">倘若</span>五千美金以上,可能你要提交<span style="color: black;">有些</span>交易记录来审核。<span style="color: black;">通常</span>审核过一次,以后入账不需要再次审核。<span style="color: black;">倘若</span><span style="color: black;">无</span><span style="color: black;">经过</span>审核,钱会退回给打款方,这个过程不收<span style="color: black;">花费</span>。<span style="color: black;">因此</span>在收到钱之前不要发货。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span><span style="color: black;">没法</span>佐证你的入账资金的合规化,payoneer有时会不敢收款的,关于交易佐证, <span style="color: black;">能够</span><span style="color: black;">供给</span>发票、收据、物流单号等<span style="color: black;">亦</span><span style="color: black;">便是</span><span style="color: black;">供给</span><span style="color: black;">能够</span>指向您服务或<span style="color: black;">制品</span>的链接、网址等,<span style="color: black;">例如</span><span style="color: black;">经过</span>亚马逊联盟收款的,<span style="color: black;">供给</span>后台截图,截图中最好有您的payoneer注册主体的名字,或payoneer注册邮箱,证明这个网站与您的关系(有的人会拿其他人的网站充数)</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">检测</span>一遍之后点Submit and continue(这是<span style="color: black;">不可</span>改的,务必<span style="color: black;">检测</span>清楚)至此,Payoneer注册就算结束了,<span style="color: black;">而后</span><span style="color: black;">能够</span>收款提现了。到时候入款会发一个邮件来让你填写W-8BEN表格。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;">TIPS</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、打<span style="color: black;">她们</span>的国内免费热线400-841-6666基本上是找不到在线客服的,都是人工回复,要联系即时客服只能加入派安盈的官方公众号,从公众号<span style="color: black;">表示</span>的最新联系方式里找到官方QQ群,加群后找管理员处理<span style="color: black;">有些</span>很急的问题。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">通常</span>开通个PAYPAL收款账号都是分分钟的事情,<span style="color: black;">倘若</span>是关于离岸账户的事情,则需要B2B 收款业务经理业务经理回答处理,官方QQ群里对这方面<span style="color: black;">不足</span>专业。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、不接受错名收款的(<span style="color: black;">倘若</span>PayPal的持有人姓名和P卡姓名<span style="color: black;">区别</span>,资金是<span style="color: black;">不可</span>进入P卡的,PAYPAL提现失败原路返回有可能会扣除35美金),<span style="color: black;">然则</span><span style="color: black;">按照</span>国人的<span style="color: black;">实质</span><span style="color: black;">状况</span>,要错名收款<span style="color: black;">亦</span>行,但要说明你和那个PayPal持有人的关系(<span style="color: black;">例如</span><span style="color: black;">夫妇</span>、父子之类的),总之是多了一个解释环节,不嫌麻烦的话<span style="color: black;">能够</span>试试。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">自己<span style="color: black;">科研</span>了蛮久,估计是当前最新最完整最<span style="color: black;">仔细</span>最准确的关于P卡的<span style="color: black;">文案</span>了,求盗文别过分,记得留链接。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">最后归纳下,世界日新月异,工具千千万万,好东西就要在平台前期红利的时候尽情的用,P卡还在发展ING,政策<span style="color: black;">始终</span>在变更,<span style="color: black;">倘若</span>有什么最新变动欢迎<span style="color: black;">弥补</span>指正!</p>
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