债务优化普通单位能做吗？坐标惠州
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">作者：贷啦啦咨询，点击关注我，<span style="color: black;">认识</span><span style="color: black;">更加多</span>金融知识！V或</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//q5.itc.cn/q_70/images01/20240411/a36841ce5e304f1289a498227bba2ac6.jpeg" style="width: 50%; margin-bottom: 20px;"><span style="color: black;">个人债务重组</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">普通单位是<span style="color: black;">能够</span>做债务重组的。私企和国企事业单位相比所注重的点会更加严格。市面上能做私企的债务重组<span style="color: black;">机构</span>比较少。私企工作并不是<span style="color: black;">尤其</span>稳定，再加上<span style="color: black;">日前</span>的就业形势<span style="color: black;">欠好</span>，<span style="color: black;">非常多</span>员工面临被裁员的<span style="color: black;">危害</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">私企的债务重组<span style="color: black;">需求</span>比较高，公积金基数个税收入以及学历。<span style="color: black;">另一</span>负债的高低<span style="color: black;">亦</span>影响到<span style="color: black;">是不是</span><span style="color: black;">能够</span>做债务重组。<span style="color: black;">日前</span>贷款<span style="color: black;">制品</span>对私企并不友好。利息低的<span style="color: black;">制品</span>对单位性质以及公积金基数都有门槛。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">债务重组的<span style="color: black;">优良</span>：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1.减少还款压力，网贷还款周期基本都是一年期，置换成正规银行基本都在三年期以上，拉长还款时间减轻压力。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2.用时间还空间，网贷多的群体，还款日有<span style="color: black;">非常多</span>，<span style="color: black;">必须</span>清楚的记得还款日期，还款很消耗时间和精力。<span style="color: black;">经过</span>置换降低贷款笔数，降低还款利率。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3.把还款<span style="color: black;">掌控</span>在<span style="color: black;">自己</span>承受的范围内，<span style="color: black;">仅有</span>不<span style="color: black;">增多</span>新的负债，旧的负债才会慢慢还清。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>说，张三在某私企上班，收入<span style="color: black;">每一个</span>月一万五<span style="color: black;">上下</span>，公积金基数<span style="color: black;">亦</span>是一万五，<span style="color: black;">由于</span>申请的网贷比较多，以贷养贷到20万<span style="color: black;">上下</span>，<span style="color: black;">每一个</span>月还款压力比<span style="color: black;">很强</span>，自己的工资<span style="color: black;">没法</span>负债网贷的还款，<span style="color: black;">经过</span>债务重组后贷款30万，周期5年，<span style="color: black;">每一个</span>月还款不到六千。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">债务重组的缺点：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1.最重要的一点是<span style="color: black;">花费</span>比较高，市面上有<span style="color: black;">非常多</span>重组<span style="color: black;">机构</span>，<span style="color: black;">花费</span><span style="color: black;">亦</span>有所<span style="color: black;">区别</span>，<span style="color: black;">倘若</span>想申请债务重组，<span style="color: black;">能够</span>多咨询几家比对收费<span style="color: black;">状况</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2.可能会<span style="color: black;">增多</span><span style="color: black;">自己</span>的债务，债务重组<span style="color: black;">机构</span>帮你还清名下的贷款，后期从银行申请的贷款<span style="color: black;">必定</span>是比债务重组<span style="color: black;">机构</span>帮你还清的金额要多。<span style="color: black;">必须</span><span style="color: black;">按照</span><span style="color: black;">自己</span>的<span style="color: black;">状况</span>去<span style="color: black;">思虑</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3.债务重组对个人资质，收入<span style="color: black;">状况</span>有<span style="color: black;">必定</span><span style="color: black;">需求</span>，且对工作时长单位性质等方面<span style="color: black;">亦</span>有<span style="color: black;">必定</span>的<span style="color: black;">需求</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">债务重组的本质是结清征信上的网贷小贷，<span style="color: black;">倘若</span>自己<span style="color: black;">能够</span>找到一笔钱把网贷小贷结清，就<span style="color: black;">不消</span>做债务重组。</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">下面附赠重组客户案例</strong></p>
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