怎么样选取最佳的独立站收款方式？一文带你认识
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">独立站怎么收款？收款方式有<span style="color: black;">那些</span>？</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">怎样</span>用最方便、性价比最高的方式收取交易款项，是<span style="color: black;">每一个</span>独立站卖家都需要<span style="color: black;">思虑</span>的重要问题。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">今天，小G喵就来给<span style="color: black;">大众</span>盘点一下，<span style="color: black;">期盼</span><span style="color: black;">能够</span><span style="color: black;">帮忙</span><span style="color: black;">大众</span><span style="color: black;">选取</span>出最适合自己的收款<span style="color: black;">途径</span>。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/000ae338ac534a4781cc61649927cc9c~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722839682&x-signature=9aFAjf3b2ZO8TdjkxX2a8WlXhRI%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">独立站收款<span style="color: black;">重点</span>分为两种：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">线上支付方式：</span></strong><span style="color: black;">PayPal 和信用卡通道（Stripe等）、海外本地支付</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">线下支付方式：</span></strong><span style="color: black;">COD货到付款</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">日前</span>主流的独立站收款方式还是以（线上支付）PayPal 和信用卡通道为主。接下来给<span style="color: black;">大众</span>盘点一下主流支付方式以及它的<span style="color: black;">花费</span>和优缺点：</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">1.PayPal</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">PayPal是<span style="color: black;">全世界</span>最大的在线支付<span style="color: black;">供给</span>商，<span style="color: black;">亦</span>是国内大部分卖家<span style="color: black;">运用</span>的独立站收款方式。尤其是在美国，PayPal支付的接受程度非常高，是消费者首选的付款方式。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">PayPal类似于国内的支付宝，只需要一个有效的电子邮件账户就<span style="color: black;">能够</span>注册和<span style="color: black;">运用</span>，无需开设商户账户，是一个非常<span style="color: black;">方便</span>的独立站收款<span style="color: black;">途径</span>。买家<span style="color: black;">能够</span><span style="color: black;">运用</span><span style="color: black;">包含</span>信用卡和借记卡在内的<span style="color: black;">区别</span>方式进行付款。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">花费</span></span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">无开户费，收款手续费为单笔交易额的4.4%+0.3美元的固定费率。<span style="color: black;">另一</span>，提现<span style="color: black;">亦</span>需要单独支付一笔额外的手续费。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">GiiMall商户<span style="color: black;">能够</span>体验丰富的PayPal支付<span style="color: black;">制品</span>，<span style="color: black;">例如</span>智能支付、信用卡支付和借记卡支付，并支持<span style="color: black;">自动</span>设置买家手续费。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/d079f2ed2c304eb5b1a37937d0a3c792~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722839682&x-signature=VPL2nVE1jaI1Z8wrywUQeiKEoIk%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">优点</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、<span style="color: black;">全世界</span><span style="color: black;">运用</span>率最高的收付款方式，覆盖地区广。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、账户与账户之间产生交易，属于电子钱包模式，<span style="color: black;">针对</span>买卖双方的安全性较其他方式高。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">缺点</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、手续费较高，但PayPal提现到香港银行账户不收费，到内地账户则是35美元/笔。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、<span style="color: black;">重点</span><span style="color: black;">保证</span>买家利益，对卖家的<span style="color: black;">需求</span>就相对更为严格。<span style="color: black;">倘若</span>遇到买家投诉，<span style="color: black;">例如</span>被投诉的比较多的<span style="color: black;">状况</span>是“与描述<span style="color: black;">明显</span>不符”的<span style="color: black;">赔偿</span>申请。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因以上<span style="color: black;">状况</span>被投诉的，PayPal<span style="color: black;">一般</span>都会做出对买家有利的裁定。而被频繁投诉的卖家账户就很容易被限制，<span style="color: black;">乃至</span>冻结。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">2.Stripe</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">Stripe专攻信用卡收款，<span style="color: black;">能够</span>处理<span style="color: black;">重点</span>的国际借记卡或信用卡，<span style="color: black;">包含</span>Visa，MasterCard，American Express，Discover，Diners Club和JCB。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">花费</span></span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">美国地区的Stripe每笔交易金额的2.9%，外加0.3美元手续费，来自非美国的美元付款，外加1%。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">倘若</span>是账户注册地为香港，手续费为3.4%+2.35港币，<span style="color: black;">另一</span>香港卖家经Stripe收取支付宝和<span style="color: black;">微X</span>支付的款项，手续费2.2%+2港币。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">优点</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、手续费较低，且<span style="color: black;">无</span>提现手续费。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、简单易用，容易接入独立站。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">3、对交易严格审核，拒绝可疑交易<span style="color: black;">行径</span>，安全性高。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">4、专注信用卡收款，<span style="color: black;">亦</span>是<span style="color: black;">日前</span>较为主流的信用卡收款方式之一，<span style="color: black;">亦</span>几乎支持所有信用卡和借记卡以及<span style="color: black;">各样</span>电子钱包。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">缺点</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、当Stripe收到美元时，会将美元强制兑换成港币，这中间可能会产生一笔汇率损失。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、资金到账时间较长，<span style="color: black;">一般</span>为7个工作天。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">3、Stripe<span style="color: black;">无</span>开放中国大陆，国内用户<span style="color: black;">没法</span>直接申请，但卖家<span style="color: black;">能够</span>在香港申请Stripe账户，</span><strong style="color: blue;"><span style="color: black;">香港Stripe的必要<span style="color: black;">要求</span>：香港银行账户、香港<span style="color: black;">tel</span>号码、香港<span style="color: black;">位置</span>。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">经过</span>香港银行<span style="color: black;">机构</span>账户申请，卖家必须先注册成立香港<span style="color: black;">机构</span>。成立香港<span style="color: black;">机构</span><span style="color: black;">需求</span>有一名<span style="color: black;">机构</span>秘书，<span style="color: black;">能够</span>由个人或<span style="color: black;">机构</span>担任。个人担任必须是香港居民，<span style="color: black;">机构</span>担任则需要有香港注册<span style="color: black;">机构</span>并<span style="color: black;">持有</span><span style="color: black;">关联</span>营业<span style="color: black;">位置</span>证明。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">3.货到付款</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">货到付款又<span style="color: black;">叫作</span>COD（Cash On Delivery），是东南亚市场的一种<span style="color: black;">特殊</span>支付方式。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">因为</span>东南亚市场<span style="color: black;">针对</span>线上交易平台的接受程度较晚，<span style="color: black;">她们</span>的信用卡普及率不高，线上付款率比较低，<span style="color: black;">因此</span>货到付款非常流行。近几年虽然线上付款率在<span style="color: black;">提升</span>，但货到付款仍然是主流。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">COD<span style="color: black;">亦</span>在<span style="color: black;">有些</span>非洲和中东地区有<span style="color: black;">必定</span>的市场，例如埃及、摩洛哥、沙特阿拉伯、阿联酋等，基本<span style="color: black;">亦</span>是货到付款。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">卖家<span style="color: black;">倘若</span>主攻东南亚、非洲、中东市场，</span></strong>在选择当地合作商时需要仔细考察，<span style="color: black;">可靠</span>的合作商<span style="color: black;">才可</span><span style="color: black;">保准</span>钱货的安全性。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">GiiMall针对COD模式，<span style="color: black;">研发</span>了<span style="color: black;">反常</span>订单全流程管理，商户<span style="color: black;">能够</span>实时管控物流派送、集中处理派送<span style="color: black;">反常</span>订单，并支持修改<span style="color: black;">位置</span>和同城二次转派等等。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/e7e8dedb6742416b9f470a8385253a8b~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722839682&x-signature=6kLjBIkalPTjLby38uzAQLdKISc%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">4.信用卡收款</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">信用卡在海外<span style="color: black;">亦</span>是应用非常广泛的独立站付款方式，不管是欧美地区，还是日韩地区，信用卡的使用率都非常高。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">欧洲地区信用卡的支付比例要高于PayPal，<span style="color: black;">倘若</span>卖家主做的是欧洲市场，信用卡是必不可少的付款方式。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">很强</span>的信用卡<span style="color: black;">机构</span>有Visa、MasterCard、American Express等，<span style="color: black;">区别</span><span style="color: black;">机构</span>手续费的收取规则<span style="color: black;">亦</span>各有<span style="color: black;">区别</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">通常</span><span style="color: black;">来讲</span>，接入信用卡通道需要几千<span style="color: black;">乃至</span>上万的<span style="color: black;">花费</span>，每家的都<span style="color: black;">花费</span>都不太<span style="color: black;">同样</span>，</span><strong style="color: blue;"><span style="color: black;">收款时会收3%-5%之间的手续费。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">5.海外本地支付</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">本地支付<span style="color: black;">亦</span><span style="color: black;">便是</span>本地聚合支付，<span style="color: black;">运用</span>本地银行卡线上支付，能够<span style="color: black;">加强</span>消费者购物体验，<span style="color: black;">提高</span>成交率。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">1、欧洲本地支付：</span></strong><span style="color: black;">Giropay、Sofortbanking、Przelewy24、Ideal、Teleingreso、Paysafecard等。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">2、东南亚本地支付：</span></strong><span style="color: black;">越南网银转账（货到付款）、新加坡网银转账（单笔不<span style="color: black;">少于</span>5新加坡元）、 泰国网银转账（信用卡普及率<span style="color: black;">仅有</span>5.5%）、菲律宾网银转账、马亚西亚网银转账（银行非上班时间<span style="color: black;">不可</span>支付）等。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">3、俄罗斯本地支付：</span></strong><span style="color: black;">Yandex、QIWI、Webmoney等。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">4、南美本地支付：</span></strong><span style="color: black;">巴西Beleto、网银转账、本地信用卡、墨西哥OXXO、阿根廷信用卡、现金支付、网银转账。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">5、中东本地支付：</span></strong><span style="color: black;">Onecard、Cashu等。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">以上<span style="color: black;">便是</span>小G喵跟<span style="color: black;">大众</span>分享跨境独立站收款方式<span style="color: black;">所有</span>内容，每种方式都有自己的优缺点和适用范围，独立站卖家在<span style="color: black;">选取</span>收款方式时要<span style="color: black;">思虑</span>自己的<span style="color: black;">目的</span>市场、<span style="color: black;">制品</span>类型、资金安全、手续费。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">倘若</span>你<span style="color: black;">亦</span>想搭建属于自己的独立站，欢迎关注吉喵云，点击立即注册！</span></span></p>
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