卖家必看：跨境独立站结算环节分析，资金安全怎么样得到保准？
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">首要</span>，<span style="color: black;">认识</span>一下跨境独立站结算是什么？</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">独立站结算<span style="color: black;">指的是</span>消费者在网站上购买<span style="color: black;">制品</span>之后，商家在约定的期限内将<span style="color: black;">制品</span>送达消费者手中，<span style="color: black;">而后</span>银行<span style="color: black;">根据</span>合同规定将货款支付给商家的过程，这就<span style="color: black;">叫作</span>之为结算。大部分的独立站卖家体量小，<span style="color: black;">不足</span>直接和银行合作，于是就有了第三方支付<span style="color: black;">机构</span>。第三方支付<span style="color: black;">机构</span>与银行之间<span style="color: black;">创立</span>合作，并将支付<span style="color: black;">途径</span>给到独立站卖家<span style="color: black;">运用</span>。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/3d21023487c94042b2d3de6910ee4ec1~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821889&x-signature=bxUyWuezSrUurrfGIpQePwnj1FU%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">跨境独立站结算需满足什么<span style="color: black;">要求</span>？</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">信用卡收单存在买家拒付的<span style="color: black;">危害</span>，<span style="color: black;">一样</span>，卖家这边<span style="color: black;">亦</span>存在虚假发货的<span style="color: black;">危害</span>，<span style="color: black;">因此</span>第三方支付<span style="color: black;">机构</span>在结算前，需要<span style="color: black;">同期</span>满足如下<span style="color: black;">要求</span>才<span style="color: black;">能够</span>按规定结算。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">①结算日（商户与支付<span style="color: black;">机构</span>约定的结算日)</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">②结算周期(商户与支付<span style="color: black;">机构</span>约定的结算期限，如T+5即为交易之后的5天之后)</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">③已勾兑（支付<span style="color: black;">机构</span>与银行完成对账）</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">④</span><span style="color: black;">商户提交划款申请</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">⑤</span><span style="color: black;">确认妥投（支付<span style="color: black;">机构</span>审核交易订单的物流单号）</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/60e1aff008ec4453ae6c83f3e342fdf3~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821889&x-signature=%2BYFRxafRhAcHiFzsKd5iqW8nG3g%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">跨境独立站结算<span style="color: black;">平常</span>的问题有<span style="color: black;">那些</span>？</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、满足结算周期但仍然<span style="color: black;">没法</span>结算，这<span style="color: black;">都数</span>是<span style="color: black;">由于</span>在满足结算周期之后还没到结算日的<span style="color: black;">原由</span>；</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、结算比例限制，<span style="color: black;">详细</span>得看第三方支付<span style="color: black;">机构</span>的规定；</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">3、拒付<span style="color: black;">危害</span>，这是结算过程中最<span style="color: black;">重点</span>的<span style="color: black;">危害</span>，信用卡的拒付期<span style="color: black;">通常</span>都是180天。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/a0cb795fca19439b91adddba17c29bff~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821889&x-signature=zuET9gFekuJk0G8vIniT9ZRya0M%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">独立站第三方支付<span style="color: black;">机构</span></span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第三方支付<span style="color: black;">机构</span>是银行和商家之间的桥梁，银行<span style="color: black;">思虑</span>到资金安全，<span style="color: black;">一般</span>不会<span style="color: black;">思虑</span>直接与商家进行合作。<span style="color: black;">因此</span>就需要第三方支付<span style="color: black;">机构</span>登场，银行与支付<span style="color: black;">机构</span>合作，由第三方支付<span style="color: black;">机构</span>承保交易<span style="color: black;">危害</span>，第三方支付<span style="color: black;">机构</span>需要收取<span style="color: black;">必定</span>的交易手续费。第三方支付<span style="color: black;">机构</span>不参与资金流动，结算中的款项由银行直接与商家进行对接。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">期盼</span><span style="color: black;">大众</span>在<span style="color: black;">选取</span>第三方支付<span style="color: black;">机构</span>的时候擦亮眼睛，<span style="color: black;">选取</span>更<span style="color: black;">可靠</span>的<span style="color: black;">机构</span>，譬如Onlypay<span style="color: black;">便是</span><span style="color: black;">日前</span>市场上在独立站信用卡收单这<span style="color: black;">一起</span>做得不错的第三方支付<span style="color: black;">机构</span>。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/58fe801b45754b26ab1234ab7c8311bb~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821889&x-signature=1ncThXDhkCAnMoerssWsK1%2FNHAc%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">那样</span>Onlypay（第三方支付<span style="color: black;">机构</span>）又是<span style="color: black;">怎样</span><span style="color: black;">保证</span>客户资金安全的？</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重点</span>从系统安全和交易安全两方面入手：</span></p><span style="color: black;"><span style="color: black;">经过</span>核心加密技术对网络上传输的信息进行加密和解密，<span style="color: black;">保证</span>网上传递信息的机密性和完整性。</span><span style="color: black;">实名信息认证，<span style="color: black;">经过</span>封闭的移动通信网络与银行实时交互，进行数据加密传输。</span><span style="color: black;"><span style="color: black;">经过</span><span style="color: black;">掌控</span>账户的消费支出来<span style="color: black;">保证</span>账户的交易安全（交给用户<span style="color: black;">自动</span>设置限额）。</span><span style="color: black;"><span style="color: black;">危害</span><span style="color: black;">掌控</span><span style="color: black;">办法</span>：自主<span style="color: black;">开发</span>反洗钱反欺诈双引擎系统，24小时进行账户<span style="color: black;">反常</span>检测，能提前预知90%的<span style="color: black;">危害</span>事件。</span><span style="color: black;">不仅是支付<span style="color: black;">机构</span>的风控系统，托管银行<span style="color: black;">亦</span>会全程监管反欺诈系统来<span style="color: black;">保证</span>资金安全。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">今天的分享就到<span style="color: black;">这儿</span>，<span style="color: black;">大众</span>有什么想法和意见<span style="color: black;">能够</span>评论交流哦！</span></p>
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