给孩儿买保险，看完这几点就八九不离十了
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic4.zhimg.com/80/v2-6506ad8d2574d2cad3f90030529f7697_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">01｜引言</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">孩儿</span>是<span style="color: black;">每一个</span>家庭的精神支柱，<span style="color: black;">仅有</span><span style="color: black;">孩儿</span>健康快乐的成长，父母才有挣钱养家的精神动力！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，<span style="color: black;">非常多</span>家庭在宝贝出生时，都会急忙的给<span style="color: black;">孩儿</span>准备一堆的保单。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">同期</span><span style="color: black;">亦</span>踩了<span style="color: black;">没</span>数的坑：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>，<span style="color: black;">成人</span>的保险还没买呢，<span style="color: black;">孩儿</span>的保费就要交几千几万。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>，<span style="color: black;">孩儿</span>还<span style="color: black;">那样</span>小，就给他买了寿险，<span style="color: black;">乃至</span>有些家庭还给<span style="color: black;">孩儿</span>买终身寿险呢。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">还有些是买的<span style="color: black;">保证</span><span style="color: black;">亦</span>不全，<span style="color: black;">例如</span><span style="color: black;">仅有</span>身故和全残责任，<span style="color: black;">无</span>医疗和伤残责任。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">……</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">那样</span><span style="color: black;">孩儿</span>的保险应当怎么来买呢？</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic2.zhimg.com/80/v2-cbaab1370f3a7495343832a972a2b139_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">02｜给<span style="color: black;">孩儿</span>买保险的几个原则</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">给<span style="color: black;">孩儿</span>买保险是好事，<span style="color: black;">然则</span>要把这件事放在<span style="color: black;">全部</span>家庭总的<span style="color: black;">保证</span>计划的框架下去<span style="color: black;">思虑</span>。别急着决定，先要做好几件事：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、给<span style="color: black;">孩儿</span>买的<span style="color: black;">第1</span>份保险</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">给<span style="color: black;">孩儿</span>买的<span style="color: black;">第1</span>份保险，应是少儿<span style="color: black;">医疗保险</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这个是国家给到的福利政策，<span style="color: black;">必定</span>要在<span style="color: black;">孩儿</span>上户后至3个月内办理，<span style="color: black;">由于</span><span style="color: black;">仅有</span>这个时间段办理的少儿<span style="color: black;">医疗保险</span>，<span style="color: black;">能够</span>报销从出生<span style="color: black;">起始</span>起的<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">而少儿的<span style="color: black;">商场</span>医疗保险，最快<span style="color: black;">亦</span>要满28天<span style="color: black;">才可</span>投保，<span style="color: black;">况且</span>重疾险和医疗险，还有90－180天不等的等待期。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">商场</span>医疗险保不到的空档期——从<span style="color: black;">孩儿</span>出生到<span style="color: black;">商场</span>医疗保险生效的这段时间，就<span style="color: black;">仅有</span>少儿<span style="color: black;">医疗保险</span>能派上用场了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">况且</span>，少儿<span style="color: black;">医疗保险</span>的投保不<span style="color: black;">思虑</span>身体<span style="color: black;">情况</span>，<span style="color: black;">没</span><span style="color: black;">要求</span>续保，这<span style="color: black;">亦</span>是<span style="color: black;">商场</span>保险做不到的。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">买好了<span style="color: black;">医疗保险</span>，之后在买<span style="color: black;">商场</span>保险时，<span style="color: black;">非常多</span><span style="color: black;">制品</span>还会有<span style="color: black;">区别</span>程度的优惠呢！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，少儿<span style="color: black;">医疗保险</span>肯定是<span style="color: black;">孩儿</span>必买的<span style="color: black;">第1</span>份保险。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">花费</span><span style="color: black;">亦</span>不高，<span style="color: black;">通常</span>两三百元搞定（有些<span style="color: black;">地区</span>国家还会贴补），出险的报销比例在60－80%之间，各地稍有<span style="color: black;">区别</span>。<span style="color: black;">况且</span>门诊的起付线<span style="color: black;">通常</span>只要100元<span style="color: black;">上下</span>，还是非常不错的。</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic2.zhimg.com/80/v2-8f6fd23b91531d38bb0954a0f3c0a759_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、父母的保险买好了吗？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">孩儿</span>是父母手心里的宝！<span style="color: black;">孩儿</span>健康成长是天下所有父母的<span style="color: black;">一起</span>心愿！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">然则</span><span style="color: black;">同期</span>，父母又是<span style="color: black;">孩儿</span>最<span style="color: black;">靠谱</span>的保险。父母安好，<span style="color: black;">孩儿</span>才有最大的依靠，<span style="color: black;">亦</span><span style="color: black;">才可</span>健康快乐的成长。就像歌里唱的：有妈的<span style="color: black;">孩儿</span>像块宝，<span style="color: black;">没</span>妈的<span style="color: black;">孩儿</span>像根草！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此</span>想给<span style="color: black;">孩儿</span>买保险时，先问下自己：<span style="color: black;">咱们</span>给自己的保险买好了没？<span style="color: black;">仅有</span><span style="color: black;">咱们</span><span style="color: black;">守护</span>好了自己，才谈得上<span style="color: black;">守护</span>好<span style="color: black;">孩儿</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">怎么给家庭顶梁</p>
论坛是一个舞台，让我们在这里尽情的释放自己。 外链发布论坛学习网络优化SEO。
页:
[1]