警觉 | 儿童患癌率20年上涨13%,白血病占比最高!
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">重大<span style="color: black;">疾患</span>对一个家庭<span style="color: black;">来讲</span><span style="color: black;">没</span>疑是<span style="color: black;">劫难</span>性的,而<span style="color: black;">这般</span>的不幸就<span style="color: black;">出现</span>在了6岁的李思雨小<span style="color: black;">伴侣</span>身上,前几天,她<span style="color: black;">刚才</span>被确诊为急性淋巴白血病。看着年仅6岁的女儿遭受<span style="color: black;">疾患</span>的<span style="color: black;">熬煎</span>,李思雨的妈妈经常偷偷抹泪。<span style="color: black;">孩儿</span>这么小就要承受<span style="color: black;">疾患</span>的痛苦,<span style="color: black;">况且</span>治疗所<span style="color: black;">必须</span>的近十五万元<span style="color: black;">花费</span>,家里<span style="color: black;">亦</span>拿不出来。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">白血病动辄十几、几十万元的治疗<span style="color: black;">花费</span>,<span style="color: black;">针对</span>普通家庭,<span style="color: black;">尤其</span>是农村贫困家庭<span style="color: black;">来讲</span>,<span style="color: black;">没</span>疑是<span style="color: black;">劫难</span>性的医疗支出。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">《中国贫困白血病儿童<span style="color: black;">存活</span><span style="color: black;">情况</span>调查报告》<span style="color: black;">表示</span>,在患儿治疗<span style="color: black;">花费</span>中,有四成白血病患儿因贫困<span style="color: black;">没</span>法进行移植手术,被迫放弃治疗,<span style="color: black;">引起</span>生命早早凋零。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">癌症低龄化,<span style="color: black;">已然</span>不是一个<span style="color: black;">鲜嫩</span>的<span style="color: black;">专题</span>。世界卫生组织4月12日<span style="color: black;">颁布</span>的<span style="color: black;">科研</span>报告<span style="color: black;">表示</span>,21世纪<span style="color: black;">败兴</span>,儿童患癌率较1980年代上涨13%,其中14岁以下儿童<span style="color: black;">病患</span>白血病比例最高。<span style="color: black;">按照</span>国际儿童肿瘤学会调查<span style="color: black;">表示</span>,每3分钟就有1名儿童死于癌症。恶性肿瘤<span style="color: black;">已然</span><span style="color: black;">作为</span>除意外创伤外,<span style="color: black;">导致</span>儿童死亡的第二大<span style="color: black;">原由</span>。在我国,儿童肿瘤的发病率近十年每年都以2.8%的速度在<span style="color: black;">增多</span>,每年新增恶性肿瘤患儿达到3到4万。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">小思雨只是这些不幸中的一个例子。其实,到专科医院里<span style="color: black;">瞧瞧</span>,儿童患癌症的例子随处都可见到:3岁的婴儿患白血病,5岁的儿童患<span style="color: black;">脑肿瘤</span>,6岁的小儿患胃癌,11岁的小孩患骨癌……据统计,<span style="color: black;">做为</span>“头号凶手”,白血病最常<span style="color: black;">出现</span>于2至7岁儿童。<span style="color: black;">通常</span><span style="color: black;">来讲</span>,小儿癌症多发于出生后5年以内,其中急性白血病、<span style="color: black;">脑肿瘤</span>、恶性淋巴瘤、神经细胞瘤及肝肿瘤比较<span style="color: black;">平常</span>,而白血病尤为多见,占儿童肿瘤的60%。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">做为</span><span style="color: black;">孩儿</span>家长,面对日益严重的儿童癌症低龄化现象,<span style="color: black;">咱们</span><span style="color: black;">必须</span><span style="color: black;">晓得</span>三件事!</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第1</span>件事:白血病儿童70%可治愈</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">“成年人得白血病都这么致命,更何况是年幼的小孩?”这是<span style="color: black;">非常多</span>患白血病儿童家庭的<span style="color: black;">第1</span>反应。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">事实上,与成人白血病相比,儿童白血病<span style="color: black;">拥有</span>更高的治愈率,<span style="color: black;">因此</span><span style="color: black;">不消</span>谈之色变。随着医学技术的进步,70%以上的白血病患儿<span style="color: black;">能够</span>得到根治。以儿童急性白血病为例,<span style="color: black;">一般</span>经过2年半到3年的规范治疗,5年不复发即为治愈,<span style="color: black;">日前</span>治愈的病例<span style="color: black;">非常多</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">福建医科大<span style="color: black;">附庸</span>协和医院给出了<span style="color: black;">这般</span>一组数据:</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1. 小儿白血病类型中,儿童急性淋巴细胞白血病(简<span style="color: black;">叫作</span>“急淋”)占 70%,急性非淋细胞白血病(简<span style="color: black;">叫作</span>“非急淋”)占20~30% 。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2. 随着更准确的诊断及治疗水平的发展,儿童急淋已<span style="color: black;">再也不</span>被认为是致死性<span style="color: black;">疾患</span>,5年<span style="color: black;">没</span>病<span style="color: black;">存活</span>率达70%~80%以上,复发率约 20%。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3. <span style="color: black;">倘若</span>5年内不复发,以后复发的机会就很小,病情<span style="color: black;">再也不</span>复发<span style="color: black;">亦</span>就<span style="color: black;">能够</span>看作<span style="color: black;">已然</span>治愈。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">经过</span>上面的数据,<span style="color: black;">咱们</span><span style="color: black;">能够</span>看到,儿童癌病的治愈率非常高。然而,与此<span style="color: black;">同期</span>还是有20%~30%的患儿治疗失败。<span style="color: black;">这儿</span>就<span style="color: black;">触及</span>到<span style="color: black;">另一</span>一个问题,即高危患儿治疗不足的问题。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">高危患儿治疗不足,容易<span style="color: black;">引起</span>复发,一复发就<span style="color: black;">寓意</span>着治疗失败,<span style="color: black;">亦</span>就<span style="color: black;">寓意</span>着<span style="color: black;">孩儿</span>的死亡。<span style="color: black;">日前</span>大<span style="color: black;">大概</span>10%的高危患儿因用药低<span style="color: black;">引起</span>复发死亡,其中一部分<span style="color: black;">触及</span>到治疗<span style="color: black;">方法</span><span style="color: black;">必须</span>优化,还有<span style="color: black;">另一</span>一大部分是治疗<span style="color: black;">花费</span>的问题。<span style="color: black;">这儿</span>家长们<span style="color: black;">必须</span><span style="color: black;">晓得</span>——</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">第二件事:儿童癌症的花销并非<span style="color: black;">没</span>底洞</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以白血病为例:治愈一例白血病儿童,平均<span style="color: black;">必须</span>3年半至5年的时间。<span style="color: black;">倘若</span><span style="color: black;">孩儿</span>能<span style="color: black;">保持</span>、完整治疗,经过两年集中治疗,三年巩固治疗,如治疗中不<span style="color: black;">显现</span>严重的并发症,治疗总<span style="color: black;">花费</span>大概在10~40万元。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">咱们</span><span style="color: black;">能够</span>看到,儿童白血病的治疗<span style="color: black;">花费</span>并非<span style="color: black;">没</span>底洞。当然,这个<span style="color: black;">花费</span>对<span style="color: black;">非常多</span>家庭<span style="color: black;">来讲</span>仍是一笔沉重的<span style="color: black;">包袱</span>。<span style="color: black;">通常</span>来说,儿童白血病<span style="color: black;">病人</span>父母年纪都不大,大<span style="color: black;">大都是</span>70末到90后,事业<span style="color: black;">刚才</span>起步<span style="color: black;">或</span>是起步不久。少则十几万,多则几十万的治疗<span style="color: black;">花费</span>,加上进口药费,以及在医院<span style="color: black;">周边</span>租房子乃至交通费、伙食费,对家庭的压力<span style="color: black;">没</span>疑非常巨大。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">那样</span>,这些资金从哪里来?是把自己辛辛苦苦攒的钱<span style="color: black;">做为</span>医疗费呢?还是靠少儿<span style="color: black;">医疗保险</span>,<span style="color: black;">或</span>社会救济?</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这儿</span>又有一组残酷的数据:</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">有数据<span style="color: black;">表示</span>,我国400万名白血病<span style="color: black;">病人</span>中,50%是儿童,其中有超过75%的患儿来自农村,年收入不足3万元。这些患儿大<span style="color: black;">都数</span>都参加了城镇居民<span style="color: black;">医疗保险</span>或新农合,但报销额度仅在30%到40%之间。<span style="color: black;">咱们</span><span style="color: black;">晓得</span>,各地<span style="color: black;">医疗保险</span>报销都有最高限额,并且大部分进口<span style="color: black;">药物</span><span style="color: black;">不可</span>报销,<span style="color: black;">有些</span>进口药动辄几百上千,又不在<span style="color: black;">医疗保险</span>报销范围内。总体来看,针对儿童癌病治疗的总<span style="color: black;">花费</span>,<span style="color: black;">日前</span><span style="color: black;">医疗保险</span>所起到的<span style="color: black;">功效</span>有限。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">有人会说,<span style="color: black;">此刻</span>众筹很方便,<span style="color: black;">能够</span><span style="color: black;">经过</span>众筹平台<span style="color: black;">得到</span>社会爱心救济,从而筹措到<span style="color: black;">昂贵</span>的治疗<span style="color: black;">花费</span>。<span style="color: black;">咱们</span>不妨来<span style="color: black;">瞧瞧</span>某知名众筹平台的募款<span style="color: black;">状况</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这是两个<span style="color: black;">已然</span>结束的众筹项目,显然募集的善款与<span style="color: black;">目的</span>金额相差甚远。众筹这几年爆炸式的<span style="color: black;">显现</span>,<span style="color: black;">已然</span>让它<span style="color: black;">再也不</span><span style="color: black;">鲜嫩</span>,绝大部分<span style="color: black;">无</span>故事的普通<span style="color: black;">病人</span>,<span style="color: black;">她们</span>的呼救被埋没在信息爆炸声中悄<span style="color: black;">没</span>声息。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">事实<span style="color: black;">便是</span>如此残酷!我国儿童白血病的治疗已接近世界水平,<span style="color: black;">仅有</span>治疗过程中<span style="color: black;">无</span>经济<span style="color: black;">包袱</span>,<span style="color: black;">才可</span><span style="color: black;">保准</span>给到<span style="color: black;">孩儿</span>最好的治疗。<span style="color: black;">日前</span>不少患儿的家庭,<span style="color: black;">由于</span>经济<span style="color: black;">前提</span>不<span style="color: black;">阳光</span>,到了治疗后期,能花的都花了,可借的都借了,后期治疗常常陷入有心<span style="color: black;">没</span>力的困境。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">说到底,治疗<span style="color: black;">花费</span>虽非<span style="color: black;">没</span>底洞,但钱还是问题。父母在给<span style="color: black;">孩儿</span>加入当地少儿<span style="color: black;">医疗保险</span>的<span style="color: black;">同期</span>,应<span style="color: black;">思虑</span>重大<span style="color: black;">疾患</span><span style="color: black;">保证</span>,并强化白血病和肿瘤的<span style="color: black;">保证</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">第三件事:强化白血病和肿瘤<span style="color: black;">保证</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">如今,提前用保险规避<span style="color: black;">孩儿</span>的意外<span style="color: black;">危害</span>和做教育金<span style="color: black;">贮存</span><span style="color: black;">已然</span>被越来越多的家长所接受,<span style="color: black;">然则</span>儿童的重大<span style="color: black;">疾患</span><span style="color: black;">危害</span>却很少被给予足够的<span style="color: black;">注意</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">每一个</span><span style="color: black;">孩儿</span>都是父母的心头肉,为了避免在<span style="color: black;">孩儿</span><span style="color: black;">病患</span>重大<span style="color: black;">疾患</span>时手足<span style="color: black;">没</span>措,<span style="color: black;">乃至</span>倾家荡产,<span style="color: black;">意见</span>家长在经济<span style="color: black;">前提</span><span style="color: black;">准许</span>的<span style="color: black;">状况</span>下为<span style="color: black;">孩儿</span>购买一份少儿重疾险,分担昂贵的医疗费支出。<span style="color: black;">思虑</span>到白血病在癌症中过于凶险,可优先<span style="color: black;">思虑</span>并强化对白血病和肿瘤的<span style="color: black;">保证</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">日前</span>市场上绝大<span style="color: black;">都数</span>保险<span style="color: black;">机构</span>都有少儿大病险,家长在选购时应该<span style="color: black;">重视</span>,赔付条款中<span style="color: black;">可否</span><span style="color: black;">包含</span>白血病、病毒性脑膜炎、再生<span style="color: black;">阻碍</span>性贫血、血友病等儿童高发<span style="color: black;">疾患</span>,<span style="color: black;">可否</span><span style="color: black;">包括</span>某些器官移植手术的赔付?<span style="color: black;">同期</span>,<span style="color: black;">意见</span>在挑选儿童重疾险时<span style="color: black;">能够</span>关注下<span style="color: black;">保证</span>期限以及有<span style="color: black;">无</span>翻倍和累加的<span style="color: black;">保证</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">例如,购买10万元保额的儿童重疾,<span style="color: black;">保证</span>期限为10-20年,<span style="color: black;">倘若</span>诊断为白血病或特定<span style="color: black;">疾患</span>,保额翻倍为20万给付等,这类<span style="color: black;">拥有</span>特定强化的<span style="color: black;">制品</span><span style="color: black;">能够</span>优先关注。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在儿童癌症发病率逐年<span style="color: black;">增多</span>的<span style="color: black;">状况</span>下,家长们<span style="color: black;">警觉</span>的<span style="color: black;">同期</span>,做好<span style="color: black;">危害</span>预估和提前防范,<span style="color: black;">才可</span>给<span style="color: black;">孩儿</span>的健康成长撑起<span style="color: black;">守护</span>伞。千万不要让<span style="color: black;">孩儿</span>因<span style="color: black;">昂贵</span>的治疗<span style="color: black;">花费</span><span style="color: black;">引起</span>病情延误或被迫放弃治疗。</p>
谢谢、感谢、感恩、辛苦了、有你真好等。 感谢你的精彩评论,带给我新的思考角度。
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